Liability Insurance Policies

This is the 2025 edition of the code. There is not the current edition. Browse all editions.

This is Chapter 22 of the Code of Virginia, titled “Liability Insurance Policies.” It is part of Title 38.2 “Insurance”.

It’s comprised of the following 41 sections.

§ 38.2-2200 Required provisions as to insolvency or bankruptcy, and as to when action maintained against insurer
§ 38.2-2201 Provisions for payment of medical expense and loss of income benefits; assignment of certain benefits
§ 38.2-2202 Required notice of optional coverage available
§ 38.2-2203 Policy providing for reimbursement for services that may be performed by certain practitioners other than physicians
§ 38.2-2204 Liability insurance on motor vehicles, aircraft, and watercraft; standard provisions; "omnibus clause."
§ 38.2-2205 Liability insurance on motor vehicles; standard provisions; applicability of other valid and collectible insurance
§ 38.2-2205.1 Suspension of liability coverage at insured's request
§ 38.2-2206 Uninsured motorist insurance coverage
§ 38.2-2207 No policy to exclude coverage to employee
§ 38.2-2208 Notices of cancellation of or refusal to renew motor vehicle insurance policies
§ 38.2-2209 Motor vehicle liability medical benefit insurer not to retain right of subrogation to recover from third party
§ 38.2-2210 Warning concerning cancellation to appear on application for motor vehicle liability insurance; reason for cancellation or nonrenewal required on application
§ 38.2-2211 Motor vehicle liability insurer not to receive credit for other medical expense insurance
§ 38.2-2212 Grounds and procedure for cancellation of or refusal to renew motor vehicle insurance policies; review by Commissioner
§ 38.2-2212.1 Powers of Commission; replacement policies
§ 38.2-2213 Discrimination in issuance of motor vehicle insurance
§ 38.2-2213.1 Certain action prohibited when motor vehicle owner fails to allow access to recorded data from recording device
§ 38.2-2214 Statement defining rate classifications to be provided by insurer to insured
§ 38.2-2215 Failure to issue or failure to renew motor vehicle liability insurance on the basis of a motor vehicle's age prohibited
§ 38.2-2216 Medical benefit offset against liability or uninsured motorist coverage prohibited
§ 38.2-2217 Reduction in rates for certain persons who attend mature driver motor vehicle crash prevention courses and driver improvement clinics
§ 38.2-2217.1 Insurers required to renew motor vehicle liability coverage for vanpools; exceptions
§ 38.2-2218 Adoption of standard forms for motor vehicle insurance
§ 38.2-2219 Hearing on objections to the form
§ 38.2-2220 Use of form after adoption
§ 38.2-2221 Amendment of standard form
§ 38.2-2222 Withdrawal of form
§ 38.2-2223 Variations of, or additions to, form
§ 38.2-2224 Commission to establish guidelines for filing readable motor vehicle insurance policy forms
§ 38.2-2225 Sending copies of orders to companies affected
§ 38.2-2226 Insurer to give notice to claimant of intention to rely on certain defenses and of execution of nonwaiver of rights agreement
§ 38.2-2226.1 Insurer to give notice of settlement of claim
§ 38.2-2227 Aircraft liability policy not to deny coverage for violation of federal or civil regulations, etc.; permitted exclusions or conditions
§ 38.2-2228 Repealed
§ 38.2-2228.2 Certain medical malpractice claims to be reported to the Commission
§ 38.2-2229 Claims-made liability insurance
§ 38.2-2230 Mandatory offer of rental reimbursement coverage
§ 38.2-2231 Physical damage arbitration between insurers; alternate forums
§ 38.2-2232 Liability insurance on private pleasure watercraft; optional coverage
§ 38.2-2233 Installment payments of motor vehicle insurance
§ 38.2-2234 Insurance credit score disclosure; use of credit information