# Chapter 18 Short-term Loans

This chapter is comprised of the following sections:

- §6.2-1800 Definitions
- §6.2-1801 License requirement
- §6.2-1802 Applicability
- §6.2-1803 Application for license; form; content; fee
- §6.2-1804 Bond required
- §6.2-1805 Investigation of applications
- §6.2-1806 Qualifications
- §6.2-1807 Licenses; places of offices; changes
- §6.2-1808 Acquisition of control; application
- §6.2-1809 Retention of books, accounts, and records
- §6.2-1810 Loan database
- §6.2-1811 Annual report
- §6.2-1812 Other reporting requirements
- §6.2-1813 Investigations; examinations
- §6.2-1814 Annual fees
- §6.2-1815 Regulations
- §6.2-1816 Required and prohibited business methods
- §6.2-1816.1 Loan terms and conditions
- §6.2-1817 Authorized fees and charges
- §6.2-1817.1 Inflation adjustment of maximum monthly maintenance fee
- §6.2-1818 Repealed
- §6.2-1818.1 Refinancing of short-term loans
- §6.2-1818.2 Statement of balance due; repayment and refunds
- §6.2-1818.3 Restriction on certain fees and charges
- §6.2-1818.4 Verification of borrower’s income
- §6.2-1819 Advertising
- §6.2-1820 Other business
- §6.2-1821 Suspension or revocation of license
- §6.2-1822 Cease and desist orders
- §6.2-1823 Notice of proposed suspension or revocation
- §6.2-1824 Civil penalties
- §6.2-1825 Criminal penalties
- §6.2-1826 Validity of noncompliant loan agreement; private right of action
- §6.2-1827 Application of chapter to Internet loans
- §6.2-1828 Authority of Attorney General; referral by Commission to Attorney General
- §6.2-1829 Violation of the Virginia Consumer Protection Act