# Article 6 Federal Market Reforms

This article is comprised of the following sections:

- §38.2-3438 Definitions
- §38.2-3439 Dependent coverage for individuals to age 26
- §38.2-3440 Lifetime and annual limits
- §38.2-3441 Rescissions
- §38.2-3442 Preventive services
- §38.2-3443 Choice of a health care professional
- §38.2-3444 Preexisting condition exclusions
- §38.2-3445 Patient access to emergency services
- §38.2-3445.01 Balance billing for certain services; prohibited
- §38.2-3445.02 Arbitration
- §38.2-3445.03 Data sets for determining commercially reasonable payments
- §38.2-3445.04 Transparency
- §38.2-3445.05 Enforcement
- §38.2-3445.06 Applicability of certain sections
- §38.2-3445.07 Rules and regulations
- §38.2-3445.1 Repealed
- §38.2-3445.2 Out-of-network claims; reporting requirements
- §38.2-3446 Applicability of federal law
- §38.2-3447 (Effective January 1, 2026) Restrictions relating to premium rates
- §38.2-3448 Guaranteed availability
- §38.2-3449 Prohibiting discrimination based on health status
- §38.2-3449.1 Prohibited discrimination based on gender identity or status as a transgender individual
- §38.2-3450 Genetic information and testing
- §38.2-3451 Essential health benefits
- §38.2-3452 Waiting periods
- §38.2-3453 Clinical trials
- §38.2-3454 Wellness programs
- §38.2-3454.1 Renewal of health benefit plans; special exception