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<law><site_title>Virginia Decoded</site_title><site_url>https://vacode.org</site_url><law_id>374261</law_id><section_number>6.2-432</section_number><catch_line>Credit card account disclosures</catch_line><edition url="https://vacode.org/2026/" slug="2026" current="TRUE" last_updated="2026-08-02">2026</edition><structure><unit label="title" level="1" order_by="10" identifier="6.2">Financial Institutions and Services</unit><unit label="subtitle" level="2" order_by="1" identifier="I">General Provisions</unit><unit label="chapter" level="3" order_by="4" identifier="4">Certain Lending Practices</unit><unit label="article" level="4" order_by="3" identifier="3">Credit Cards</unit></structure><text>
						<section><p>Any application form or preapproved written solicitation for an open-end <span class="dictionary">credit card</span> account to be used for personal, family, or household purposes that is mailed to a consumer residing in the Commonwealth by or on behalf of a <span class="dictionary">creditor</span>, whether or not the <span class="dictionary">creditor</span> is located in the Commonwealth, other than an application form or solicitation included in a magazine, newspaper, or other publication distributed by someone other than the <span class="dictionary">creditor</span>, shall contain or be accompanied by a disclosure that satisfies the initial disclosure requirements of Consumer Financial Protection <span class="dictionary">Bureau</span> Regulation Z (12 C.F.R. Part 1026).</p></section></text><history>1987, cc. 622, 639, 714, &#xA7;&#xA7; 6.1-330.63, 6.1-330.78; 1992, Sp. Sess., c. 4; 1997, c. 112; 2005, c. 670; 2009, cc. 784, 860; 2010, c. 794; 2016, c. 501.</history><metadata></metadata></law>
