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<law><site_title>Virginia Decoded</site_title><site_url>https://vacode.org</site_url><law_id>355266</law_id><section_number>23.1-232</section_number><catch_line>Office of the Qualified Education Loan Ombudsman established; duties</catch_line><edition url="https://vacode.org/2026/" slug="2026" current="TRUE" last_updated="2026-08-02">2026</edition><structure><unit label="title" level="1" order_by="62" identifier="23.1">Institutions of Higher Education; Other Educational and Cultural Institutions</unit><unit label="subtitle" level="2" order_by="1" identifier="I">General Provisions</unit><unit label="chapter" level="3" order_by="2" identifier="2">State Council of Higher Education for Virginia</unit><unit label="article" level="4" order_by="5" identifier="4">Office of the Qualified Education Loan Ombudsman</unit></structure><text>
						<section id="A"><p><span class="prefix-number">A.</span> The <span class="dictionary">Council</span> shall create within the agency the Office of the <span class="dictionary">Qualified Education Loan</span> Ombudsman. The Office of the <span class="dictionary">Qualified Education Loan</span> Ombudsman shall provide timely assistance to any <span class="dictionary">qualified education loan borrower</span> of any <span class="dictionary">qualified education loan</span> in the Commonwealth. All state agencies shall assist and cooperate with the Office of the <span class="dictionary">Qualified Education Loan</span> Ombudsman in the performance of its duties under this article. <a id="paragraph-1323011" class="section-permalink" href="https://vacode.org/23.1-232/#A"><i class="fa fa-link"/></a></p></section>
						<section id="B"><p><span class="prefix-number">B.</span> The Office of the <span class="dictionary">Qualified Education Loan</span> Ombudsman shall: <a id="paragraph-1323012" class="section-permalink" href="https://vacode.org/23.1-232/#B"><i class="fa fa-link"/></a></p></section>
						<section id="B1" class="indent-1"><p><span class="prefix-number">1.</span> Receive, review, and attempt to resolve any complaints from <span class="dictionary">qualified education loan borrowers</span>, including attempts to resolve such complaints in collaboration with institutions of higher education, <span class="dictionary">qualified education loan servicers</span>, and any other participants in <span class="dictionary">qualified education loan</span> lending; <a id="paragraph-1323013" class="section-permalink" href="https://vacode.org/23.1-232/#B1"><i class="fa fa-link"/></a></p></section>
						<section id="B2" class="indent-1"><p><span class="prefix-number">2.</span> Compile and analyze data on <span class="dictionary">qualified education loan borrower</span> complaints as described in subdivision 1; <a id="paragraph-1323014" class="section-permalink" href="https://vacode.org/23.1-232/#B2"><i class="fa fa-link"/></a></p></section>
						<section id="B3" class="indent-1"><p><span class="prefix-number">3.</span> Assist <span class="dictionary">qualified education loan borrowers</span> to understand their rights and responsibilities under the terms of <span class="dictionary">qualified education loans</span>; <a id="paragraph-1323015" class="section-permalink" href="https://vacode.org/23.1-232/#B3"><i class="fa fa-link"/></a></p></section>
						<section id="B4" class="indent-1"><p><span class="prefix-number">4.</span> Provide information to the public, state agencies, legislators, and other persons regarding the problems and concerns of <span class="dictionary">qualified education loan borrowers</span> and make recommendations for resolving those problems and concerns; <a id="paragraph-1323016" class="section-permalink" href="https://vacode.org/23.1-232/#B4"><i class="fa fa-link"/></a></p></section>
						<section id="B5" class="indent-1"><p><span class="prefix-number">5.</span> Analyze and monitor the development and implementation of federal and state <span class="dictionary">laws</span> and policies relating to <span class="dictionary">qualified education loan borrowers</span> and recommend any changes the Office of the <span class="dictionary">Qualified Education Loan</span> Ombudsman deems necessary; <a id="paragraph-1323017" class="section-permalink" href="https://vacode.org/23.1-232/#B5"><i class="fa fa-link"/></a></p></section>
						<section id="B6" class="indent-1"><p><span class="prefix-number">6.</span> Review the complete <span class="dictionary">qualified education loan</span> history of any <span class="dictionary">qualified education loan borrower</span> who has provided written consent for such review; <a id="paragraph-1323018" class="section-permalink" href="https://vacode.org/23.1-232/#B6"><i class="fa fa-link"/></a></p></section>
						<section id="B7" class="indent-1"><p><span class="prefix-number">7.</span> Disseminate information concerning the availability of the Office of the <span class="dictionary">Qualified Education Loan</span> Ombudsman to assist <span class="dictionary">qualified education loan borrowers</span> and potential <span class="dictionary">qualified education loan borrowers</span>, as well as public institutions of higher education, <span class="dictionary">qualified education loan servicers</span>, and any other participant in <span class="dictionary">qualified education loan</span> lending, with any <span class="dictionary">qualified education loan</span> <span class="dictionary">servicing</span> concerns; and <a id="paragraph-1323019" class="section-permalink" href="https://vacode.org/23.1-232/#B7"><i class="fa fa-link"/></a></p></section>
						<section id="B8" class="indent-1"><p><span class="prefix-number">8.</span> Take any other actions necessary to fulfill the duties of the Office of the <span class="dictionary">Qualified Education Loan</span> Ombudsman as set forth in this article. <a id="paragraph-1323020" class="section-permalink" href="https://vacode.org/23.1-232/#B8"><i class="fa fa-link"/></a></p></section></text><history>2018, cc. 489, 755.</history><metadata></metadata></law>
