{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2026\/code-json\/6.2-512.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2026\/code-text\/6.2-512.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2026\/code-xml\/6.2-512.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2026\/code-html\/6.2-512.html"}],"law_id":374279,"edition_id":2,"section_id":374279,"structure_id":53219,"section_number":"6.2-512","catch_line":"Election of remedies","history":"1977, c. 589, \u00a7 59.1-21.28; 2010, c. 794.","full_text":"Where the same act or omission constitutes a violation of this chapter and of applicable federal law, a person aggrieved by such conduct may bring a legal action to recover monetary damages either under this chapter or under federal law, but not both. This election of remedies shall not apply to court actions in which the relief sought does not include monetary damages or to administrative actions.\n\n","order_by":null,"text":{"0":{"id":1397229,"text":"Where the same act or omission constitutes a violation of this chapter and of applicable federal law, a person aggrieved by such conduct may bring a legal action to recover monetary damages either under this chapter or under federal law, but not both. This election of remedies shall not apply to court actions in which the relief sought does not include monetary damages or to administrative actions.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":53219,"edition_id":2,"name":"Equal Credit Opportunities","identifier":"5","label":"chapter","depth":3,"order_by":5,"parent_id":53153,"metadata":{"child_laws":14,"child_structures":0},"date_created":"2026-08-02 03:13:15","date_modified":"2026-08-02 12:27:56","permalink":{"id":1490629,"object_type":"structure","relational_id":53219,"identifier":"5","token":"6.2\/I\/5","url":"\/6.2\/I\/5\/","edition_id":2,"permalink":0,"preferred":1}},{"id":53153,"edition_id":2,"name":"General Provisions","identifier":"I","label":"subtitle","depth":2,"order_by":1,"parent_id":53152,"metadata":{"child_laws":99,"child_structures":18},"date_created":"2026-08-02 03:11:41","date_modified":"2026-08-02 12:27:54","permalink":{"id":1490253,"object_type":"structure","relational_id":53153,"identifier":"I","token":"6.2\/I","url":"\/6.2\/I\/","edition_id":2,"permalink":0,"preferred":1}},{"id":53152,"edition_id":2,"name":"Financial Institutions and Services","identifier":"6.2","label":"title","depth":1,"order_by":10,"parent_id":null,"metadata":{"child_laws":961,"child_structures":89},"date_created":"2026-08-02 03:11:41","date_modified":"2026-08-02 12:27:53","permalink":{"id":1490251,"object_type":"structure","relational_id":53152,"identifier":"6.2","token":"6.2","url":"\/6.2\/","edition_id":2,"permalink":0,"preferred":1}}],"structure_contents":[{"id":374267,"structure_id":53219,"section_number":"6.2-500","catch_line":"Definitions","url":"\/6.2-500\/","token":"6.2\/I\/5\/6.2-500","metadata":false},{"id":374268,"structure_id":53219,"section_number":"6.2-501","catch_line":"Prohibited discrimination","url":"\/6.2-501\/","token":"6.2\/I\/5\/6.2-501","metadata":false},{"id":374269,"structure_id":53219,"section_number":"6.2-502","catch_line":"Notification of action on credit application","url":"\/6.2-502\/","token":"6.2\/I\/5\/6.2-502","metadata":false},{"id":374270,"structure_id":53219,"section_number":"6.2-503","catch_line":"Statement of reasons for adverse action","url":"\/6.2-503\/","token":"6.2\/I\/5\/6.2-503","metadata":false},{"id":374271,"structure_id":53219,"section_number":"6.2-504","catch_line":"Requirement of signatures of both parties to a marriage not discriminatory in a secured transaction","url":"\/6.2-504\/","token":"6.2\/I\/5\/6.2-504","metadata":false},{"id":374272,"structure_id":53219,"section_number":"6.2-505","catch_line":"Remedies for violation","url":"\/6.2-505\/","token":"6.2\/I\/5\/6.2-505","metadata":false},{"id":374273,"structure_id":53219,"section_number":"6.2-506","catch_line":"Commission regulations","url":"\/6.2-506\/","token":"6.2\/I\/5\/6.2-506","metadata":false},{"id":374274,"structure_id":53219,"section_number":"6.2-507","catch_line":"Limitation on liability","url":"\/6.2-507\/","token":"6.2\/I\/5\/6.2-507","metadata":false},{"id":374275,"structure_id":53219,"section_number":"6.2-508","catch_line":"Compliance with Equal Credit Opportunity Act constitutes compliance with chapter","url":"\/6.2-508\/","token":"6.2\/I\/5\/6.2-508","metadata":false},{"id":374276,"structure_id":53219,"section_number":"6.2-509","catch_line":"Public to be informed of rights under chapter","url":"\/6.2-509\/","token":"6.2\/I\/5\/6.2-509","metadata":false},{"id":374277,"structure_id":53219,"section_number":"6.2-510","catch_line":"Commission to investigate complaints; records to be open to public","url":"\/6.2-510\/","token":"6.2\/I\/5\/6.2-510","metadata":false},{"id":374278,"structure_id":53219,"section_number":"6.2-511","catch_line":"Credit standards discoverable","url":"\/6.2-511\/","token":"6.2\/I\/5\/6.2-511","metadata":false},{"id":374279,"structure_id":53219,"section_number":"6.2-512","catch_line":"Election of remedies","url":"\/6.2-512\/","token":"6.2\/I\/5\/6.2-512","metadata":false},{"id":374280,"structure_id":53219,"section_number":"6.2-513","catch_line":"Authority of Attorney General","url":"\/6.2-513\/","token":"6.2\/I\/5\/6.2-513","metadata":false}],"previous_section":{"id":374278,"structure_id":53219,"section_number":"6.2-511","catch_line":"Credit standards discoverable","url":"\/6.2-511\/","token":"6.2\/I\/5\/6.2-511","metadata":false},"next_section":{"id":374280,"structure_id":53219,"section_number":"6.2-513","catch_line":"Authority of Attorney General","url":"\/6.2-513\/","token":"6.2\/I\/5\/6.2-513","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/6.2-512\/","history_text":"

This law was first created in 1977. The record of its establishment is cataloged in chapter 589 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1977 \u201cActs\u201d aren\u2019t available online. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 2010, chapter 794<\/a>.<\/p>","references":false,"refers_to":false,"permalink":{"id":1490679,"object_type":"law","relational_id":374279,"identifier":"6.2-512","token":"6.2\/I\/5\/6.2-512","url":"\/6.2-512\/","edition_id":2,"permalink":0,"preferred":1},"url":"\/6.2-512\/","token":"6.2\/I\/5\/6.2-512","dublin_core":{"Title":"Election of remedies","Type":"Text","Format":"text\/html","Identifier":"\u00a7 6.2-512","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

Where the same act or omission constitutes a violation of this chapter and of applicable federal law<\/span>, a person<\/span> aggrieved by such conduct may bring a legal action to recover monetary damages<\/span> either under this chapter or under federal law<\/span>, but not both. This election of remedies shall not apply to court<\/span> actions in which the relief sought does not include monetary damages<\/span> or to administrative actions.<\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nELECTION OF REMEDIES (\u00a7 6.2-512)\n\nWhere the same act or omission constitutes a violation of this chapter and of\napplicable federal law, a person aggrieved by such conduct may bring a legal\naction to recover monetary damages either under this chapter or under federal\nlaw, but not both. This election of remedies shall not apply to court actions in\nwhich the relief sought does not include monetary damages or to administrative\nactions.\n\nHISTORY: 1977, c. 589, \u00a7 59.1-21.28; 2010, c. 794.","edition":{"id":2,"name":"2026","slug":"2026","date_created":"2026-07-16 18:40:23","date_modified":"2026-08-02 15:14:36","current":1,"order_by":2,"last_import":"2026-08-02 12:37:30"}}