{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2026\/code-json\/6.2-506.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2026\/code-text\/6.2-506.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2026\/code-xml\/6.2-506.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2026\/code-html\/6.2-506.html"}],"law_id":374273,"edition_id":2,"section_id":374273,"structure_id":53219,"section_number":"6.2-506","catch_line":"Commission regulations","history":"1975, c. 627, \u00a7 59.1-21.24; 1977, c. 589; 2010, c. 794; 2016, c. 501.","full_text":"The Commission shall adopt regulations to effectuate the purposes of this chapter provided that such regulations conform to and are no broader in scope than regulations, and amendments thereto, adopted by the Consumer Financial Protection Bureau under the federal Equal Credit Opportunity Act (15 U.S.C. \u00a7 1691 et seq.). Such conforming regulations shall exempt from the coverage of this chapter any class of transactions which may be exempted from time to time from the federal Equal Credit Opportunity Act (15 U.S.C. \u00a7 1691 et seq.), by regulations of the Consumer Financial Protection Bureau.\n\n","order_by":null,"text":{"0":{"id":1397223,"text":"The Commission shall adopt regulations to effectuate the purposes of this chapter provided that such regulations conform to and are no broader in scope than regulations, and amendments thereto, adopted by the Consumer Financial Protection Bureau under the federal Equal Credit Opportunity Act (15 U.S.C. \u00a7 1691 et seq.). Such conforming regulations shall exempt from the coverage of this chapter any class of transactions which may be exempted from time to time from the federal Equal Credit Opportunity Act (15 U.S.C. \u00a7 1691 et seq.), by regulations of the Consumer Financial Protection Bureau.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":53219,"edition_id":2,"name":"Equal Credit Opportunities","identifier":"5","label":"chapter","depth":3,"order_by":5,"parent_id":53153,"metadata":{"child_laws":14,"child_structures":0},"date_created":"2026-08-02 03:13:15","date_modified":"2026-08-02 12:27:56","permalink":{"id":1490629,"object_type":"structure","relational_id":53219,"identifier":"5","token":"6.2\/I\/5","url":"\/6.2\/I\/5\/","edition_id":2,"permalink":0,"preferred":1}},{"id":53153,"edition_id":2,"name":"General Provisions","identifier":"I","label":"subtitle","depth":2,"order_by":1,"parent_id":53152,"metadata":{"child_laws":99,"child_structures":18},"date_created":"2026-08-02 03:11:41","date_modified":"2026-08-02 12:27:54","permalink":{"id":1490253,"object_type":"structure","relational_id":53153,"identifier":"I","token":"6.2\/I","url":"\/6.2\/I\/","edition_id":2,"permalink":0,"preferred":1}},{"id":53152,"edition_id":2,"name":"Financial Institutions and Services","identifier":"6.2","label":"title","depth":1,"order_by":10,"parent_id":null,"metadata":{"child_laws":961,"child_structures":89},"date_created":"2026-08-02 03:11:41","date_modified":"2026-08-02 12:27:53","permalink":{"id":1490251,"object_type":"structure","relational_id":53152,"identifier":"6.2","token":"6.2","url":"\/6.2\/","edition_id":2,"permalink":0,"preferred":1}}],"structure_contents":[{"id":374267,"structure_id":53219,"section_number":"6.2-500","catch_line":"Definitions","url":"\/6.2-500\/","token":"6.2\/I\/5\/6.2-500","metadata":false},{"id":374268,"structure_id":53219,"section_number":"6.2-501","catch_line":"Prohibited discrimination","url":"\/6.2-501\/","token":"6.2\/I\/5\/6.2-501","metadata":false},{"id":374269,"structure_id":53219,"section_number":"6.2-502","catch_line":"Notification of action on credit application","url":"\/6.2-502\/","token":"6.2\/I\/5\/6.2-502","metadata":false},{"id":374270,"structure_id":53219,"section_number":"6.2-503","catch_line":"Statement of reasons for adverse action","url":"\/6.2-503\/","token":"6.2\/I\/5\/6.2-503","metadata":false},{"id":374271,"structure_id":53219,"section_number":"6.2-504","catch_line":"Requirement of signatures of both parties to a marriage not discriminatory in a secured transaction","url":"\/6.2-504\/","token":"6.2\/I\/5\/6.2-504","metadata":false},{"id":374272,"structure_id":53219,"section_number":"6.2-505","catch_line":"Remedies for violation","url":"\/6.2-505\/","token":"6.2\/I\/5\/6.2-505","metadata":false},{"id":374273,"structure_id":53219,"section_number":"6.2-506","catch_line":"Commission regulations","url":"\/6.2-506\/","token":"6.2\/I\/5\/6.2-506","metadata":false},{"id":374274,"structure_id":53219,"section_number":"6.2-507","catch_line":"Limitation on liability","url":"\/6.2-507\/","token":"6.2\/I\/5\/6.2-507","metadata":false},{"id":374275,"structure_id":53219,"section_number":"6.2-508","catch_line":"Compliance with Equal Credit Opportunity Act constitutes compliance with chapter","url":"\/6.2-508\/","token":"6.2\/I\/5\/6.2-508","metadata":false},{"id":374276,"structure_id":53219,"section_number":"6.2-509","catch_line":"Public to be informed of rights under chapter","url":"\/6.2-509\/","token":"6.2\/I\/5\/6.2-509","metadata":false},{"id":374277,"structure_id":53219,"section_number":"6.2-510","catch_line":"Commission to investigate complaints; records to be open to public","url":"\/6.2-510\/","token":"6.2\/I\/5\/6.2-510","metadata":false},{"id":374278,"structure_id":53219,"section_number":"6.2-511","catch_line":"Credit standards discoverable","url":"\/6.2-511\/","token":"6.2\/I\/5\/6.2-511","metadata":false},{"id":374279,"structure_id":53219,"section_number":"6.2-512","catch_line":"Election of remedies","url":"\/6.2-512\/","token":"6.2\/I\/5\/6.2-512","metadata":false},{"id":374280,"structure_id":53219,"section_number":"6.2-513","catch_line":"Authority of Attorney General","url":"\/6.2-513\/","token":"6.2\/I\/5\/6.2-513","metadata":false}],"previous_section":{"id":374272,"structure_id":53219,"section_number":"6.2-505","catch_line":"Remedies for violation","url":"\/6.2-505\/","token":"6.2\/I\/5\/6.2-505","metadata":false},"next_section":{"id":374274,"structure_id":53219,"section_number":"6.2-507","catch_line":"Limitation on liability","url":"\/6.2-507\/","token":"6.2\/I\/5\/6.2-507","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/6.2-506\/","history_text":"

This law was first created in 1975. The record of its establishment is cataloged in chapter 627 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1975 \u201cActs\u201d aren\u2019t available online. It has been modified 3 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1977, chapter 589; in 2010, chapter 794<\/a>; in 2016, chapter 501<\/a>.<\/p>","references":false,"refers_to":false,"permalink":{"id":1490655,"object_type":"law","relational_id":374273,"identifier":"6.2-506","token":"6.2\/I\/5\/6.2-506","url":"\/6.2-506\/","edition_id":2,"permalink":0,"preferred":1},"url":"\/6.2-506\/","token":"6.2\/I\/5\/6.2-506","dublin_core":{"Title":"Commission regulations","Type":"Text","Format":"text\/html","Identifier":"\u00a7 6.2-506","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

The Commission<\/span> shall adopt regulations to effectuate the purposes of this chapter provided that such regulations conform to and are no broader in scope than regulations, and amendments thereto, adopted by the Consumer Financial Protection Bureau<\/span> under the federal Equal Credit<\/span> Opportunity Act (15 U.S.C. \u00a7 1691 et seq.). Such conforming regulations shall exempt from the coverage of this chapter any class of transactions which may be exempted from time to time from the federal Equal Credit<\/span> Opportunity Act (15 U.S.C. \u00a7 1691 et seq.), by regulations of the Consumer Financial Protection Bureau<\/span>.<\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nCOMMISSION REGULATIONS (\u00a7 6.2-506)\n\nThe Commission shall adopt regulations to effectuate the purposes of this\nchapter provided that such regulations conform to and are no broader in scope\nthan regulations, and amendments thereto, adopted by the Consumer Financial\nProtection Bureau under the federal Equal Credit Opportunity Act (15 U.S.C. \u00a7\n1691 et seq.). Such conforming regulations shall exempt from the coverage of\nthis chapter any class of transactions which may be exempted from time to time\nfrom the federal Equal Credit Opportunity Act (15 U.S.C. \u00a7 1691 et seq.), by\nregulations of the Consumer Financial Protection Bureau.\n\nHISTORY: 1975, c. 627, \u00a7 59.1-21.24; 1977, c. 589; 2010, c. 794; 2016, c. 501.","edition":{"id":2,"name":"2026","slug":"2026","date_created":"2026-07-16 18:40:23","date_modified":"2026-08-02 15:14:36","current":1,"order_by":2,"last_import":"2026-08-02 12:37:30"}}