{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2026\/code-json\/6.2-1721.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2026\/code-text\/6.2-1721.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2026\/code-xml\/6.2-1721.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2026\/code-html\/6.2-1721.html"}],"law_id":373940,"edition_id":2,"section_id":373940,"structure_id":53191,"section_number":"6.2-1721","catch_line":"Cease and desist orders","history":"2011, c. 435.","full_text":"A\n\nIf the Commission determines that any mortgage loan originator required to be licensed hereunder has violated any provision of this chapter or any regulation adopted pursuant thereto, the Commission may, upon 21 days’ notice in writing, order such person to cease and desist from such practices and to comply with the provisions of this chapter. The notice shall be sent by certified mail to the address of record in the Registry for such mortgage loan originator and shall state the grounds for the contemplated action.\n\nB\n\nWithin 14 days after the mailing of the notice, the person named therein may file with the clerk of the Commission a written request for a hearing. If a hearing is requested, the Commission shall not issue a cease and desist order except based upon findings made at the hearing. The hearing shall be conducted in accordance with the provisions of Title 12.1. The Commission may enforce compliance with any such order issued under this section by imposition and collection of such penalties as may be prescribed by Commission regulations.\n\n","order_by":null,"text":{"0":{"id":1395706,"text":"If the Commission determines that any mortgage loan originator required to be licensed hereunder has violated any provision of this chapter or any regulation adopted pursuant thereto, the Commission may, upon 21 days’ notice in writing, order such person to cease and desist from such practices and to comply with the provisions of this chapter. The notice shall be sent by certified mail to the address of record in the Registry for such mortgage loan originator and shall state the grounds for the contemplated action.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":1395707,"text":"Within 14 days after the mailing of the notice, the person named therein may file with the clerk of the Commission a written request for a hearing. If a hearing is requested, the Commission shall not issue a cease and desist order except based upon findings made at the hearing. The hearing shall be conducted in accordance with the provisions of Title 12.1. The Commission may enforce compliance with any such order issued under this section by imposition and collection of such penalties as may be prescribed by Commission regulations.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A"}},"ancestry":[{"id":53191,"edition_id":2,"name":"Mortgage Loan Originators","identifier":"17","label":"chapter","depth":3,"order_by":3,"parent_id":53187,"metadata":{"child_laws":26,"child_structures":0},"date_created":"2026-08-02 03:12:28","date_modified":"2026-08-02 12:28:08","permalink":{"id":1493131,"object_type":"structure","relational_id":53191,"identifier":"17","token":"6.2\/III\/17","url":"\/6.2\/III\/17\/","edition_id":2,"permalink":0,"preferred":1}},{"id":53187,"edition_id":2,"name":"Other Regulated Providers of Financial Services","identifier":"III","label":"subtitle","depth":2,"order_by":3,"parent_id":53152,"metadata":{"child_laws":332,"child_structures":12},"date_created":"2026-08-02 03:12:17","date_modified":"2026-08-02 12:28:07","permalink":{"id":1492723,"object_type":"structure","relational_id":53187,"identifier":"III","token":"6.2\/III","url":"\/6.2\/III\/","edition_id":2,"permalink":0,"preferred":1}},{"id":53152,"edition_id":2,"name":"Financial Institutions and Services","identifier":"6.2","label":"title","depth":1,"order_by":10,"parent_id":null,"metadata":{"child_laws":961,"child_structures":89},"date_created":"2026-08-02 03:11:41","date_modified":"2026-08-02 12:27:53","permalink":{"id":1490251,"object_type":"structure","relational_id":53152,"identifier":"6.2","token":"6.2","url":"\/6.2\/","edition_id":2,"permalink":0,"preferred":1}}],"structure_contents":[{"id":373915,"structure_id":53191,"section_number":"6.2-1700","catch_line":"Definitions","url":"\/6.2-1700\/","token":"6.2\/III\/17\/6.2-1700","metadata":false},{"id":373919,"structure_id":53191,"section_number":"6.2-1701","catch_line":"License requirement","url":"\/6.2-1701\/","token":"6.2\/III\/17\/6.2-1701","metadata":false},{"id":373916,"structure_id":53191,"section_number":"6.2-1701.1","catch_line":"Bona fide nonprofit organizations","url":"\/6.2-1701.1\/","token":"6.2\/III\/17\/6.2-1701.1","metadata":false},{"id":373917,"structure_id":53191,"section_number":"6.2-1701.2","catch_line":"Repealed","url":"\/6.2-1701.2\/","token":"6.2\/III\/17\/6.2-1701.2","metadata":false},{"id":373918,"structure_id":53191,"section_number":"6.2-1701.3","catch_line":"Temporary authority to act as a mortgage loan originator","url":"\/6.2-1701.3\/","token":"6.2\/III\/17\/6.2-1701.3","metadata":false},{"id":373920,"structure_id":53191,"section_number":"6.2-1702","catch_line":"Application for license; form; content; fee","url":"\/6.2-1702\/","token":"6.2\/III\/17\/6.2-1702","metadata":false},{"id":373921,"structure_id":53191,"section_number":"6.2-1703","catch_line":"Bond required","url":"\/6.2-1703\/","token":"6.2\/III\/17\/6.2-1703","metadata":false},{"id":373922,"structure_id":53191,"section_number":"6.2-1704","catch_line":"Mortgage loan originator background checks","url":"\/6.2-1704\/","token":"6.2\/III\/17\/6.2-1704","metadata":false},{"id":373923,"structure_id":53191,"section_number":"6.2-1705","catch_line":"Coordination of licensing","url":"\/6.2-1705\/","token":"6.2\/III\/17\/6.2-1705","metadata":false},{"id":373924,"structure_id":53191,"section_number":"6.2-1706","catch_line":"Qualifications","url":"\/6.2-1706\/","token":"6.2\/III\/17\/6.2-1706","metadata":false},{"id":373925,"structure_id":53191,"section_number":"6.2-1707","catch_line":"Other conditions for mortgage loan originator licensing","url":"\/6.2-1707\/","token":"6.2\/III\/17\/6.2-1707","metadata":false},{"id":373926,"structure_id":53191,"section_number":"6.2-1708","catch_line":"Pre-licensing education of mortgage loan originators","url":"\/6.2-1708\/","token":"6.2\/III\/17\/6.2-1708","metadata":false},{"id":373927,"structure_id":53191,"section_number":"6.2-1709","catch_line":"Testing of mortgage loan originator applicants","url":"\/6.2-1709\/","token":"6.2\/III\/17\/6.2-1709","metadata":false},{"id":373928,"structure_id":53191,"section_number":"6.2-1710","catch_line":"Continuing education requirements","url":"\/6.2-1710\/","token":"6.2\/III\/17\/6.2-1710","metadata":false},{"id":373929,"structure_id":53191,"section_number":"6.2-1711","catch_line":"Licenses; places of business; changes","url":"\/6.2-1711\/","token":"6.2\/III\/17\/6.2-1711","metadata":false},{"id":373931,"structure_id":53191,"section_number":"6.2-1712","catch_line":"Repealed","url":"\/6.2-1712\/","token":"6.2\/III\/17\/6.2-1712","metadata":false},{"id":373930,"structure_id":53191,"section_number":"6.2-1712.1","catch_line":"Inactive mortgage loan originator licenses","url":"\/6.2-1712.1\/","token":"6.2\/III\/17\/6.2-1712.1","metadata":false},{"id":373932,"structure_id":53191,"section_number":"6.2-1713","catch_line":"Investigations; examinations","url":"\/6.2-1713\/","token":"6.2\/III\/17\/6.2-1713","metadata":false},{"id":373933,"structure_id":53191,"section_number":"6.2-1714","catch_line":"Annual fees","url":"\/6.2-1714\/","token":"6.2\/III\/17\/6.2-1714","metadata":false},{"id":373934,"structure_id":53191,"section_number":"6.2-1715","catch_line":"Advertising; use of a unique identifier","url":"\/6.2-1715\/","token":"6.2\/III\/17\/6.2-1715","metadata":false},{"id":373935,"structure_id":53191,"section_number":"6.2-1716","catch_line":"Suspension or revocation of license","url":"\/6.2-1716\/","token":"6.2\/III\/17\/6.2-1716","metadata":false},{"id":373936,"structure_id":53191,"section_number":"6.2-1717","catch_line":"Filing of written report with Commissioner; events affecting a licensee","url":"\/6.2-1717\/","token":"6.2\/III\/17\/6.2-1717","metadata":false},{"id":373937,"structure_id":53191,"section_number":"6.2-1718","catch_line":"Notice of proposed suspension or revocation","url":"\/6.2-1718\/","token":"6.2\/III\/17\/6.2-1718","metadata":false},{"id":373938,"structure_id":53191,"section_number":"6.2-1719","catch_line":"Civil penalties","url":"\/6.2-1719\/","token":"6.2\/III\/17\/6.2-1719","metadata":false},{"id":373939,"structure_id":53191,"section_number":"6.2-1720","catch_line":"Regulations; agreements between Commission and Registry","url":"\/6.2-1720\/","token":"6.2\/III\/17\/6.2-1720","metadata":{"court_decisions":""}},{"id":373940,"structure_id":53191,"section_number":"6.2-1721","catch_line":"Cease and desist orders","url":"\/6.2-1721\/","token":"6.2\/III\/17\/6.2-1721","metadata":false}],"previous_section":{"id":373939,"structure_id":53191,"section_number":"6.2-1720","catch_line":"Regulations; agreements between Commission and Registry","url":"\/6.2-1720\/","token":"6.2\/III\/17\/6.2-1720","metadata":{"court_decisions":""}},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/6.2-1721\/","history_text":"

This law was first created in 2011. The record of its establishment is cataloged in chapter 435<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year.<\/p>","references":false,"refers_to":false,"permalink":{"id":1493233,"object_type":"law","relational_id":373940,"identifier":"6.2-1721","token":"6.2\/III\/17\/6.2-1721","url":"\/6.2-1721\/","edition_id":2,"permalink":0,"preferred":1},"url":"\/6.2-1721\/","token":"6.2\/III\/17\/6.2-1721","dublin_core":{"Title":"Cease and desist orders","Type":"Text","Format":"text\/html","Identifier":"\u00a7 6.2-1721","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> If the Commission<\/span> determines that any mortgage loan originator<\/span> required to be licensed hereunder has violated any provision of this chapter or any regulation adopted pursuant thereto, the Commission<\/span> may, upon 21 days’ notice in writing, order<\/span> such person<\/span> to cease and desist from such practices and to comply with the provisions of this chapter. The notice shall be sent by certified mail to the address of record in the Registry<\/span> for such mortgage loan originator<\/span> and shall state the grounds for the contemplated action. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> Within 14 days after the mailing of the notice, the person<\/span> named therein may file with the clerk of the Commission<\/span> a written request for a hearing<\/span>. If a hearing<\/span> is requested, the Commission<\/span> shall not issue<\/span> a cease and desist order<\/span> except based upon findings<\/span> made at the hearing<\/span>. The hearing<\/span> shall be conducted in accordance with the provisions of Title 12.1. The Commission<\/span> may enforce compliance with any such order<\/span> issued under this section by imposition and collection of such penalties as may be prescribed by Commission<\/span> regulations. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nCEASE AND DESIST ORDERS (\u00a7 6.2-1721)\n\nA. If the Commission determines that any mortgage loan originator required to be\nlicensed hereunder has violated any provision of this chapter or any regulation\nadopted pursuant thereto, the Commission may, upon 21 days’ notice in\nwriting, order such person to cease and desist from such practices and to comply\nwith the provisions of this chapter. The notice shall be sent by certified mail\nto the address of record in the Registry for such mortgage loan originator and\nshall state the grounds for the contemplated action.\n\nB. Within 14 days after the mailing of the notice, the person named therein may\nfile with the clerk of the Commission a written request for a hearing. If a\nhearing is requested, the Commission shall not issue a cease and desist order\nexcept based upon findings made at the hearing. The hearing shall be conducted\nin accordance with the provisions of Title 12.1. The Commission may enforce\ncompliance with any such order issued under this section by imposition and\ncollection of such penalties as may be prescribed by Commission regulations.\n\nHISTORY: 2011, c. 435.","edition":{"id":2,"name":"2026","slug":"2026","date_created":"2026-07-16 18:40:23","date_modified":"2026-08-02 15:14:36","current":1,"order_by":2,"last_import":"2026-08-02 12:37:30"}}