{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2026\/code-json\/6.2-1708.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2026\/code-text\/6.2-1708.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2026\/code-xml\/6.2-1708.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2026\/code-html\/6.2-1708.html"}],"law_id":373926,"edition_id":2,"section_id":373926,"structure_id":53191,"section_number":"6.2-1708","catch_line":"Pre-licensing education of mortgage loan originators","history":"2009, cc. 273, 453, \u00a7 6.1-431.9; 2010, c. 794; 2019, c. 740.","full_text":"A\n\nIn order to meet the pre-licensing education requirement referred to in subdivision 3 of § 6.2-1707, an applicant shall complete at least 20 hours of pre-licensing education courses, approved in accordance with subsection B, which shall include at least (i) three hours of federal law and regulations; (ii) three hours of ethics, which shall include instruction about fraud, consumer protection, and fair lending issues; and (iii) two hours of training related to lending standards for the nontraditional mortgage product marketplace.\n\nB\n\nPre-licensing education courses shall be reviewed and approved by the Registry based upon reasonable standards. Review and approval of a course shall include review and approval of the course provider.\n\nC\n\nNothing in this section shall preclude the provision of any pre-licensing education course that has been approved by the Registry by: (i) the employer of the applicant; (ii) an entity that is affiliated with the applicant by any agency contract; or (iii) a subsidiary or affiliate of such employer or entity.\n\nD\n\nPre-licensing education courses may be offered in a classroom, online, or by any other means approved by the Registry.\n\nE\n\nExcept as otherwise provided by the Commission, pre-licensing education courses shall be subject to such expiration rules as may be established by the Registry. Expired courses shall not count toward the minimum number of hours of pre-licensing education required by subsection A.\n\n","order_by":null,"text":{"0":{"id":1395637,"text":"In order to meet the pre-licensing education requirement referred to in subdivision 3 of § 6.2-1707, an applicant shall complete at least 20 hours of pre-licensing education courses, approved in accordance with subsection B, which shall include at least (i) three hours of federal law and regulations; (ii) three hours of ethics, which shall include instruction about fraud, consumer protection, and fair lending issues; and (iii) two hours of training related to lending standards for the nontraditional mortgage product marketplace.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":1395638,"text":"Pre-licensing education courses shall be reviewed and approved by the Registry based upon reasonable standards. Review and approval of a course shall include review and approval of the course provider.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"C"},"2":{"id":1395639,"text":"Nothing in this section shall preclude the provision of any pre-licensing education course that has been approved by the Registry by: (i) the employer of the applicant; (ii) an entity that is affiliated with the applicant by any agency contract; or (iii) a subsidiary or affiliate of such employer or entity.","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B","next_prefix":"D"},"3":{"id":1395640,"text":"Pre-licensing education courses may be offered in a classroom, online, or by any other means approved by the Registry.","type":"section","prefixes":["D"],"prefix":"D","entire_prefix":"D","prefix_anchor":"D","level":1,"prior_prefix":"C","next_prefix":"E"},"4":{"id":1395641,"text":"Except as otherwise provided by the Commission, pre-licensing education courses shall be subject to such expiration rules as may be established by the Registry. Expired courses shall not count toward the minimum number of hours of pre-licensing education required by subsection A.","type":"section","prefixes":["E"],"prefix":"E","entire_prefix":"E","prefix_anchor":"E","level":1,"prior_prefix":"D"}},"ancestry":[{"id":53191,"edition_id":2,"name":"Mortgage Loan Originators","identifier":"17","label":"chapter","depth":3,"order_by":3,"parent_id":53187,"metadata":{"child_laws":26,"child_structures":0},"date_created":"2026-08-02 03:12:28","date_modified":"2026-08-02 12:28:08","permalink":{"id":1493131,"object_type":"structure","relational_id":53191,"identifier":"17","token":"6.2\/III\/17","url":"\/6.2\/III\/17\/","edition_id":2,"permalink":0,"preferred":1}},{"id":53187,"edition_id":2,"name":"Other Regulated Providers of Financial Services","identifier":"III","label":"subtitle","depth":2,"order_by":3,"parent_id":53152,"metadata":{"child_laws":332,"child_structures":12},"date_created":"2026-08-02 03:12:17","date_modified":"2026-08-02 12:28:07","permalink":{"id":1492723,"object_type":"structure","relational_id":53187,"identifier":"III","token":"6.2\/III","url":"\/6.2\/III\/","edition_id":2,"permalink":0,"preferred":1}},{"id":53152,"edition_id":2,"name":"Financial Institutions and Services","identifier":"6.2","label":"title","depth":1,"order_by":10,"parent_id":null,"metadata":{"child_laws":961,"child_structures":89},"date_created":"2026-08-02 03:11:41","date_modified":"2026-08-02 12:27:53","permalink":{"id":1490251,"object_type":"structure","relational_id":53152,"identifier":"6.2","token":"6.2","url":"\/6.2\/","edition_id":2,"permalink":0,"preferred":1}}],"structure_contents":[{"id":373915,"structure_id":53191,"section_number":"6.2-1700","catch_line":"Definitions","url":"\/6.2-1700\/","token":"6.2\/III\/17\/6.2-1700","metadata":false},{"id":373919,"structure_id":53191,"section_number":"6.2-1701","catch_line":"License requirement","url":"\/6.2-1701\/","token":"6.2\/III\/17\/6.2-1701","metadata":false},{"id":373916,"structure_id":53191,"section_number":"6.2-1701.1","catch_line":"Bona fide nonprofit organizations","url":"\/6.2-1701.1\/","token":"6.2\/III\/17\/6.2-1701.1","metadata":false},{"id":373917,"structure_id":53191,"section_number":"6.2-1701.2","catch_line":"Repealed","url":"\/6.2-1701.2\/","token":"6.2\/III\/17\/6.2-1701.2","metadata":false},{"id":373918,"structure_id":53191,"section_number":"6.2-1701.3","catch_line":"Temporary authority to act as a mortgage loan originator","url":"\/6.2-1701.3\/","token":"6.2\/III\/17\/6.2-1701.3","metadata":false},{"id":373920,"structure_id":53191,"section_number":"6.2-1702","catch_line":"Application for license; form; content; fee","url":"\/6.2-1702\/","token":"6.2\/III\/17\/6.2-1702","metadata":false},{"id":373921,"structure_id":53191,"section_number":"6.2-1703","catch_line":"Bond required","url":"\/6.2-1703\/","token":"6.2\/III\/17\/6.2-1703","metadata":false},{"id":373922,"structure_id":53191,"section_number":"6.2-1704","catch_line":"Mortgage loan originator background checks","url":"\/6.2-1704\/","token":"6.2\/III\/17\/6.2-1704","metadata":false},{"id":373923,"structure_id":53191,"section_number":"6.2-1705","catch_line":"Coordination of licensing","url":"\/6.2-1705\/","token":"6.2\/III\/17\/6.2-1705","metadata":false},{"id":373924,"structure_id":53191,"section_number":"6.2-1706","catch_line":"Qualifications","url":"\/6.2-1706\/","token":"6.2\/III\/17\/6.2-1706","metadata":false},{"id":373925,"structure_id":53191,"section_number":"6.2-1707","catch_line":"Other conditions for mortgage loan originator licensing","url":"\/6.2-1707\/","token":"6.2\/III\/17\/6.2-1707","metadata":false},{"id":373926,"structure_id":53191,"section_number":"6.2-1708","catch_line":"Pre-licensing education of mortgage loan originators","url":"\/6.2-1708\/","token":"6.2\/III\/17\/6.2-1708","metadata":false},{"id":373927,"structure_id":53191,"section_number":"6.2-1709","catch_line":"Testing of mortgage loan originator applicants","url":"\/6.2-1709\/","token":"6.2\/III\/17\/6.2-1709","metadata":false},{"id":373928,"structure_id":53191,"section_number":"6.2-1710","catch_line":"Continuing education requirements","url":"\/6.2-1710\/","token":"6.2\/III\/17\/6.2-1710","metadata":false},{"id":373929,"structure_id":53191,"section_number":"6.2-1711","catch_line":"Licenses; places of business; changes","url":"\/6.2-1711\/","token":"6.2\/III\/17\/6.2-1711","metadata":false},{"id":373931,"structure_id":53191,"section_number":"6.2-1712","catch_line":"Repealed","url":"\/6.2-1712\/","token":"6.2\/III\/17\/6.2-1712","metadata":false},{"id":373930,"structure_id":53191,"section_number":"6.2-1712.1","catch_line":"Inactive mortgage loan originator licenses","url":"\/6.2-1712.1\/","token":"6.2\/III\/17\/6.2-1712.1","metadata":false},{"id":373932,"structure_id":53191,"section_number":"6.2-1713","catch_line":"Investigations; examinations","url":"\/6.2-1713\/","token":"6.2\/III\/17\/6.2-1713","metadata":false},{"id":373933,"structure_id":53191,"section_number":"6.2-1714","catch_line":"Annual fees","url":"\/6.2-1714\/","token":"6.2\/III\/17\/6.2-1714","metadata":false},{"id":373934,"structure_id":53191,"section_number":"6.2-1715","catch_line":"Advertising; use of a unique identifier","url":"\/6.2-1715\/","token":"6.2\/III\/17\/6.2-1715","metadata":false},{"id":373935,"structure_id":53191,"section_number":"6.2-1716","catch_line":"Suspension or revocation of license","url":"\/6.2-1716\/","token":"6.2\/III\/17\/6.2-1716","metadata":false},{"id":373936,"structure_id":53191,"section_number":"6.2-1717","catch_line":"Filing of written report with Commissioner; events affecting a licensee","url":"\/6.2-1717\/","token":"6.2\/III\/17\/6.2-1717","metadata":false},{"id":373937,"structure_id":53191,"section_number":"6.2-1718","catch_line":"Notice of proposed suspension or revocation","url":"\/6.2-1718\/","token":"6.2\/III\/17\/6.2-1718","metadata":false},{"id":373938,"structure_id":53191,"section_number":"6.2-1719","catch_line":"Civil penalties","url":"\/6.2-1719\/","token":"6.2\/III\/17\/6.2-1719","metadata":false},{"id":373939,"structure_id":53191,"section_number":"6.2-1720","catch_line":"Regulations; agreements between Commission and Registry","url":"\/6.2-1720\/","token":"6.2\/III\/17\/6.2-1720","metadata":{"court_decisions":""}},{"id":373940,"structure_id":53191,"section_number":"6.2-1721","catch_line":"Cease and desist orders","url":"\/6.2-1721\/","token":"6.2\/III\/17\/6.2-1721","metadata":false}],"previous_section":{"id":373925,"structure_id":53191,"section_number":"6.2-1707","catch_line":"Other conditions for mortgage loan originator licensing","url":"\/6.2-1707\/","token":"6.2\/III\/17\/6.2-1707","metadata":false},"next_section":{"id":373927,"structure_id":53191,"section_number":"6.2-1709","catch_line":"Testing of mortgage loan originator applicants","url":"\/6.2-1709\/","token":"6.2\/III\/17\/6.2-1709","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/6.2-1708\/","history_text":"

This law was first created in 2009. The record of its establishment is cataloged in chapters 273<\/a> and 453<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. It has been modified 2 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 2010, chapter 794<\/a>; in 2019, chapter 740<\/a>.<\/p>","references":[{"id":373925,"section_number":"6.2-1707","catch_line":"Other conditions for mortgage loan originator licensing","order_by":null,"url":"\/6.2-1707\/"}],"refers_to":[{"id":373925,"section_number":"6.2-1707","catch_line":"Other conditions for mortgage loan originator licensing","order_by":null,"url":"\/6.2-1707\/"}],"permalink":{"id":1493177,"object_type":"law","relational_id":373926,"identifier":"6.2-1708","token":"6.2\/III\/17\/6.2-1708","url":"\/6.2-1708\/","edition_id":2,"permalink":0,"preferred":1},"url":"\/6.2-1708\/","token":"6.2\/III\/17\/6.2-1708","dublin_core":{"Title":"Pre-licensing education of mortgage loan originators","Type":"Text","Format":"text\/html","Identifier":"\u00a7 6.2-1708","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> In order<\/span> to meet the pre-licensing education requirement referred to in subdivision 3 of § 6.2-1707<\/a>, an applicant shall complete at least 20 hours of pre-licensing education courses, approved in accordance with subsection B, which shall include at least (i) three hours of federal law<\/span> and regulations; (ii) three hours of ethics, which shall include instruction about fraud<\/span>, consumer protection, and fair lending issues<\/span>; and (iii) two hours of training related to lending standards for the nontraditional mortgage product<\/span> marketplace. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> Pre-licensing education courses shall be reviewed and approved by the Registry<\/span> based upon reasonable standards. Review and approval of a course shall include review and approval of the course provider. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

C.<\/span> Nothing in this section shall preclude the provision of any pre-licensing education course that has been approved by the Registry<\/span> by: (i) the employer of the applicant; (ii) an entity<\/span> that is affiliated with the applicant by any agency contract<\/span>; or (iii) a subsidiary or affiliate of such employer or entity<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

D.<\/span> Pre-licensing education courses may be offered in a classroom, online, or by any other means approved by the Registry<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

E.<\/span> Except as otherwise provided by the Commission<\/span>, pre-licensing education courses shall be subject to such expiration rules as may be established by the Registry<\/span>. Expired courses shall not count toward the minimum number of hours of pre-licensing education required by subsection A. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nPRE-LICENSING EDUCATION OF MORTGAGE LOAN ORIGINATORS (\u00a7 6.2-1708)\n\nA. In order to meet the pre-licensing education requirement referred to in\nsubdivision 3 of § 6.2-1707, an applicant shall complete at least 20 hours\nof pre-licensing education courses, approved in accordance with subsection B,\nwhich shall include at least (i) three hours of federal law and regulations;\n(ii) three hours of ethics, which shall include instruction about fraud,\nconsumer protection, and fair lending issues; and (iii) two hours of training\nrelated to lending standards for the nontraditional mortgage product\nmarketplace.\n\nB. Pre-licensing education courses shall be reviewed and approved by the\nRegistry based upon reasonable standards. Review and approval of a course shall\ninclude review and approval of the course provider.\n\nC. Nothing in this section shall preclude the provision of any pre-licensing\neducation course that has been approved by the Registry by: (i) the employer of\nthe applicant; (ii) an entity that is affiliated with the applicant by any\nagency contract; or (iii) a subsidiary or affiliate of such employer or entity.\n\nD. Pre-licensing education courses may be offered in a classroom, online, or by\nany other means approved by the Registry.\n\nE. Except as otherwise provided by the Commission, pre-licensing education\ncourses shall be subject to such expiration rules as may be established by the\nRegistry. Expired courses shall not count toward the minimum number of hours of\npre-licensing education required by subsection A.\n\nHISTORY: 2009, cc. 273, 453, \u00a7 6.1-431.9; 2010, c. 794; 2019, c. 740.","edition":{"id":2,"name":"2026","slug":"2026","date_created":"2026-07-16 18:40:23","date_modified":"2026-08-02 15:14:36","current":1,"order_by":2,"last_import":"2026-08-02 12:37:30"}}