{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2026\/code-json\/46.2-473.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2026\/code-text\/46.2-473.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2026\/code-xml\/46.2-473.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2026\/code-html\/46.2-473.html"}],"law_id":365742,"edition_id":2,"section_id":365742,"structure_id":52166,"section_number":"46.2-473","catch_line":"Coverage of driver’s policy","history":"Code 1950, \u00a7 46-493; 1958, c. 541, \u00a7 46.1-505; 1989, c. 727.","full_text":"Every driver’s policy shall insure the person named therein as insured against loss from the liability imposed upon him by law for damages, including damages for care and loss of services, because of bodily injury to or death of any person, and injury to or destruction of property arising out of the use by him of any motor vehicle not owned by him, within the territorial limits and subject to the limits of liability set forth with respect to a motor vehicle owner’s policy.\n\n","order_by":null,"text":{"0":{"id":1362653,"text":"Every driver’s policy shall insure the person named therein as insured against loss from the liability imposed upon him by law for damages, including damages for care and loss of services, because of bodily injury to or death of any person, and injury to or destruction of property arising out of the use by him of any motor vehicle not owned by him, within the territorial limits and subject to the limits of liability set forth with respect to a motor vehicle owner’s policy.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":52166,"edition_id":2,"name":"Motor Vehicle Liability Insurance Policies","identifier":"17","label":"article","depth":4,"order_by":16,"parent_id":52148,"metadata":{"child_laws":11,"child_structures":0},"date_created":"2026-08-02 02:54:42","date_modified":"2026-08-02 12:34:05","permalink":{"id":1453157,"object_type":"structure","relational_id":52166,"identifier":"17","token":"46.2\/II\/3\/17","url":"\/46.2\/II\/3\/17\/","edition_id":2,"permalink":0,"preferred":1}},{"id":52148,"edition_id":2,"name":"Licensure of Drivers","identifier":"3","label":"chapter","depth":3,"order_by":1,"parent_id":52147,"metadata":{"child_laws":313,"child_structures":20},"date_created":"2026-08-02 02:54:13","date_modified":"2026-08-02 12:34:03","permalink":{"id":1452631,"object_type":"structure","relational_id":52148,"identifier":"3","token":"46.2\/II\/3","url":"\/46.2\/II\/3\/","edition_id":2,"permalink":0,"preferred":1}},{"id":52147,"edition_id":2,"name":"Titling, Registration and Licensure","identifier":"II","label":"subtitle","depth":2,"order_by":2,"parent_id":52048,"metadata":{"child_laws":724,"child_structures":36},"date_created":"2026-08-02 02:54:13","date_modified":"2026-08-02 12:34:03","permalink":{"id":1452629,"object_type":"structure","relational_id":52147,"identifier":"II","token":"46.2\/II","url":"\/46.2\/II\/","edition_id":2,"permalink":0,"preferred":1}},{"id":52048,"edition_id":2,"name":"Motor Vehicles","identifier":"46.2","label":"title","depth":1,"order_by":101,"parent_id":null,"metadata":{"child_laws":1830,"child_structures":157},"date_created":"2026-08-02 02:52:29","date_modified":"2026-08-02 12:34:02","permalink":{"id":1452291,"object_type":"structure","relational_id":52048,"identifier":"46.2","token":"46.2","url":"\/46.2\/","edition_id":2,"permalink":0,"preferred":1}}],"structure_contents":[{"id":365741,"structure_id":52166,"section_number":"46.2-472","catch_line":"Coverage of owner's policy","url":"\/46.2-472\/","token":"46.2\/II\/3\/17\/46.2-472","metadata":false},{"id":365742,"structure_id":52166,"section_number":"46.2-473","catch_line":"Coverage of driver's policy","url":"\/46.2-473\/","token":"46.2\/II\/3\/17\/46.2-473","metadata":false},{"id":365743,"structure_id":52166,"section_number":"46.2-474","catch_line":"Policy must contain certain agreement; additional coverage","url":"\/46.2-474\/","token":"46.2\/II\/3\/17\/46.2-474","metadata":false},{"id":365744,"structure_id":52166,"section_number":"46.2-475","catch_line":"Policy must comply with law","url":"\/46.2-475\/","token":"46.2\/II\/3\/17\/46.2-475","metadata":false},{"id":365745,"structure_id":52166,"section_number":"46.2-476","catch_line":"Liability covered by workers' compensation law","url":"\/46.2-476\/","token":"46.2\/II\/3\/17\/46.2-476","metadata":false},{"id":365746,"structure_id":52166,"section_number":"46.2-477","catch_line":"When chapter applicable to policy","url":"\/46.2-477\/","token":"46.2\/II\/3\/17\/46.2-477","metadata":false},{"id":365747,"structure_id":52166,"section_number":"46.2-478","catch_line":"Several policies together meeting requirements of chapter","url":"\/46.2-478\/","token":"46.2\/II\/3\/17\/46.2-478","metadata":false},{"id":365748,"structure_id":52166,"section_number":"46.2-479","catch_line":"Provisions to which every policy shall be subject but need not contain","url":"\/46.2-479\/","token":"46.2\/II\/3\/17\/46.2-479","metadata":false},{"id":365749,"structure_id":52166,"section_number":"46.2-480","catch_line":"Reimbursement of carrier and proration of insurance","url":"\/46.2-480\/","token":"46.2\/II\/3\/17\/46.2-480","metadata":false},{"id":365750,"structure_id":52166,"section_number":"46.2-481","catch_line":"Binder or endorsement in lieu of policy","url":"\/46.2-481\/","token":"46.2\/II\/3\/17\/46.2-481","metadata":false},{"id":365751,"structure_id":52166,"section_number":"46.2-482","catch_line":"Notification of cancellation or termination of certified policy","url":"\/46.2-482\/","token":"46.2\/II\/3\/17\/46.2-482","metadata":false}],"previous_section":{"id":365741,"structure_id":52166,"section_number":"46.2-472","catch_line":"Coverage of owner's policy","url":"\/46.2-472\/","token":"46.2\/II\/3\/17\/46.2-472","metadata":false},"next_section":{"id":365743,"structure_id":52166,"section_number":"46.2-474","catch_line":"Policy must contain certain agreement; additional coverage","url":"\/46.2-474\/","token":"46.2\/II\/3\/17\/46.2-474","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/46.2-473\/","history_text":"

The record of this law\u2019s original creation isn\u2019t available online. It has been modified 2 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1958, chapter 541; in 1989, chapter 727.<\/p>","references":false,"refers_to":false,"permalink":{"id":1453163,"object_type":"law","relational_id":365742,"identifier":"46.2-473","token":"46.2\/II\/3\/17\/46.2-473","url":"\/46.2-473\/","edition_id":2,"permalink":0,"preferred":1},"url":"\/46.2-473\/","token":"46.2\/II\/3\/17\/46.2-473","dublin_core":{"Title":"Coverage of driver’s policy","Type":"Text","Format":"text\/html","Identifier":"\u00a7 46.2-473","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

Every driver<\/span>’s policy shall insure the person named therein as insured<\/span> against loss from the liability imposed upon him by law<\/span> for damages<\/span>, including damages<\/span> for care and loss of services, because of bodily injury to or death of any person, and injury to or destruction of property arising out of the use by him of any motor vehicle<\/span> not owned by him, within the territorial limits and subject to the limits of liability set forth with respect to a motor vehicle<\/span> owner<\/span>’s policy.<\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nCOVERAGE OF DRIVER’S POLICY (\u00a7 46.2-473)\n\nEvery driver’s policy shall insure the person named therein as insured\nagainst loss from the liability imposed upon him by law for damages, including\ndamages for care and loss of services, because of bodily injury to or death of\nany person, and injury to or destruction of property arising out of the use by\nhim of any motor vehicle not owned by him, within the territorial limits and\nsubject to the limits of liability set forth with respect to a motor vehicle\nowner’s policy.\n\nHISTORY: Code 1950, \u00a7 46-493; 1958, c. 541, \u00a7 46.1-505; 1989, c. 727.","edition":{"id":2,"name":"2026","slug":"2026","date_created":"2026-07-16 18:40:23","date_modified":"2026-08-02 15:14:36","current":1,"order_by":2,"last_import":"2026-08-02 12:37:30"}}