{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2026\/code-json\/46.2-1412.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2026\/code-text\/46.2-1412.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2026\/code-xml\/46.2-1412.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2026\/code-html\/46.2-1412.html"}],"law_id":364973,"edition_id":2,"section_id":364973,"structure_id":52084,"section_number":"46.2-1412","catch_line":"Insurable interest","history":"2020, c. 1266.","full_text":"A\n\nNotwithstanding any provision of law to the contrary, a peer-to-peer vehicle sharing platform shall have an insurable interest in a shared vehicle during the vehicle sharing period.\n\nB\n\nA peer-to-peer vehicle sharing platform may own and maintain as the named insured one or more policies of motor vehicle liability insurance that provides coverage for:\n\n1\n\nLiabilities assumed by the peer-to-peer vehicle sharing platform under a vehicle sharing platform agreement;\n\n2\n\nAny liability of the shared vehicle owner;\n\n3\n\nDamage or loss to the shared vehicle; or\n\n4\n\nAny liability of the shared vehicle driver.\n\n","order_by":null,"text":{"0":{"id":1359823,"text":"Notwithstanding any provision of law to the contrary, a peer-to-peer vehicle sharing platform shall have an insurable interest in a shared vehicle during the vehicle sharing period.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":1359824,"text":"A peer-to-peer vehicle sharing platform may own and maintain as the named insured one or more policies of motor vehicle liability insurance that provides coverage for:","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"B1"},"2":{"id":1359825,"text":"Liabilities assumed by the peer-to-peer vehicle sharing platform under a vehicle sharing platform agreement;","type":"section","prefixes":["B","1"],"prefix":"1","entire_prefix":"B1","prefix_anchor":"B1","level":2,"prior_prefix":"B","next_prefix":"B2"},"3":{"id":1359826,"text":"Any liability of the shared vehicle owner;","type":"section","prefixes":["B","2"],"prefix":"2","entire_prefix":"B2","prefix_anchor":"B2","level":2,"prior_prefix":"B1","next_prefix":"B3"},"4":{"id":1359827,"text":"Damage or loss to the shared vehicle; 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disclosures","url":"\/46.2-1414\/","token":"46.2\/III\/14.1\/46.2-1414","metadata":false},{"id":364976,"structure_id":52084,"section_number":"46.2-1415","catch_line":"Automobile safety recalls","url":"\/46.2-1415\/","token":"46.2\/III\/14.1\/46.2-1415","metadata":false},{"id":364977,"structure_id":52084,"section_number":"46.2-1416","catch_line":"Operation at airports","url":"\/46.2-1416\/","token":"46.2\/III\/14.1\/46.2-1416","metadata":false},{"id":364978,"structure_id":52084,"section_number":"46.2-1417","catch_line":"Responsibility for equipment","url":"\/46.2-1417\/","token":"46.2\/III\/14.1\/46.2-1417","metadata":false},{"id":364979,"structure_id":52084,"section_number":"46.2-1418","catch_line":"No limitation on other authority","url":"\/46.2-1418\/","token":"46.2\/III\/14.1\/46.2-1418","metadata":false}],"previous_section":{"id":364972,"structure_id":52084,"section_number":"46.2-1411","catch_line":"Notification of implications of lien","url":"\/46.2-1411\/","token":"46.2\/III\/14.1\/46.2-1411","metadata":false},"next_section":{"id":364974,"structure_id":52084,"section_number":"46.2-1413","catch_line":"Recordkeeping: use of vehicle in vehicle sharing","url":"\/46.2-1413\/","token":"46.2\/III\/14.1\/46.2-1413","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/46.2-1412\/","history_text":"

This law was first created in 2020. The record of its establishment is cataloged in chapter 1266<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year.<\/p>","references":false,"refers_to":false,"permalink":{"id":1457163,"object_type":"law","relational_id":364973,"identifier":"46.2-1412","token":"46.2\/III\/14.1\/46.2-1412","url":"\/46.2-1412\/","edition_id":2,"permalink":0,"preferred":1},"url":"\/46.2-1412\/","token":"46.2\/III\/14.1\/46.2-1412","dublin_core":{"Title":"Insurable interest","Type":"Text","Format":"text\/html","Identifier":"\u00a7 46.2-1412","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> Notwithstanding any provision of law<\/span> to the contrary, a peer-to-peer vehicle sharing platform<\/span> shall have an insurable interest in a shared vehicle<\/span> during the vehicle sharing period<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> A peer-to-peer vehicle sharing platform<\/span> may own and maintain as the named insured one or more policies of motor vehicle<\/span> liability insurance that provides coverage for: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Liabilities assumed by the peer-to-peer vehicle sharing platform<\/span> under a vehicle sharing platform agreement<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Any liability of the shared vehicle owner<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Damage or loss to the shared vehicle; or <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> Any liability of the shared vehicle driver<\/span>. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nINSURABLE INTEREST (\u00a7 46.2-1412)\n\nA. Notwithstanding any provision of law to the contrary, a peer-to-peer vehicle\nsharing platform shall have an insurable interest in a shared vehicle during the\nvehicle sharing period.\n\nB. A peer-to-peer vehicle sharing platform may own and maintain as the named\ninsured one or more policies of motor vehicle liability insurance that provides\ncoverage for:\n\n 1. Liabilities assumed by the peer-to-peer vehicle sharing platform under a\n vehicle sharing platform agreement;\n\n 2. Any liability of the shared vehicle owner;\n\n 3. Damage or loss to the shared vehicle; or\n\n 4. Any liability of the shared vehicle driver.\n\nHISTORY: 2020, c. 1266.","edition":{"id":2,"name":"2026","slug":"2026","date_created":"2026-07-16 18:40:23","date_modified":"2026-08-02 15:14:36","current":1,"order_by":2,"last_import":"2026-08-02 12:37:30"}}