{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2026\/code-json\/38.2-3544.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2026\/code-text\/38.2-3544.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2026\/code-xml\/38.2-3544.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2026\/code-html\/38.2-3544.html"}],"law_id":362372,"edition_id":2,"section_id":362372,"structure_id":51754,"section_number":"38.2-3544","catch_line":"Definition of industrial sick benefit insurance","history":"Code 1950, \u00a7\u00a7 38-350, 38-351, 38-352; 1952, c. 317, \u00a7 38.1-483; 1986, c. 562.","full_text":"Industrial sick benefit insurance means life insurance combined with accident and sickness insurance under which:\n\n1\n\nPremiums, dues or assessments are payable weekly;\n\n2\n\nA ten dollar maximum weekly indemnity is paid to members or policyowners in the event of sickness or accident;\n\n3\n\nA $250 maximum death benefit is provided, and the named beneficiary is confined to the spouse of the insured, a relative of the insured by blood, marriage or adoption, a person bound in a pledge of marriage to the insured, or any person dependent on the insured; and\n\n4\n\nThe issuing insurer is not required by its charter, bylaws, or by statute to maintain the legal reserve for death benefits.\n\n","order_by":null,"text":{"0":{"id":1349648,"text":"Industrial sick benefit insurance means life insurance combined with accident and sickness insurance under which:","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1,"next_prefix":"1"},"1":{"id":1349649,"text":"Premiums, dues or assessments are payable weekly;","type":"section","prefixes":["1"],"prefix":"1","entire_prefix":"1","prefix_anchor":"1","level":1,"prior_prefix":"","next_prefix":"2"},"2":{"id":1349650,"text":"A ten dollar maximum weekly indemnity is paid to members or policyowners in the event of sickness or accident;","type":"section","prefixes":["2"],"prefix":"2","entire_prefix":"2","prefix_anchor":"2","level":1,"prior_prefix":"1","next_prefix":"3"},"3":{"id":1349651,"text":"A $250 maximum death benefit is provided, and the named beneficiary is confined to the spouse of the insured, a relative of the insured by blood, marriage or adoption, a person bound in a pledge of marriage to the insured, or any person dependent on the insured; and","type":"section","prefixes":["3"],"prefix":"3","entire_prefix":"3","prefix_anchor":"3","level":1,"prior_prefix":"2","next_prefix":"4"},"4":{"id":1349652,"text":"The issuing insurer is not required by its charter, bylaws, or by statute to maintain the legal reserve for death benefits.","type":"section","prefixes":["4"],"prefix":"4","entire_prefix":"4","prefix_anchor":"4","level":1,"prior_prefix":"3"}},"ancestry":[{"id":51754,"edition_id":2,"name":"Industrial Sick Benefit Insurance","identifier":"4","label":"article","depth":3,"order_by":4,"parent_id":51750,"metadata":{"child_laws":7,"child_structures":0},"date_created":"2026-08-02 02:48:11","date_modified":"2026-08-02 12:33:14","permalink":{"id":1442887,"object_type":"structure","relational_id":51754,"identifier":"4","token":"38.2\/35\/4","url":"\/38.2\/35\/4\/","edition_id":2,"permalink":0,"preferred":1}},{"id":51750,"edition_id":2,"name":"Accident and Sickness Insurance Policies","identifier":"35","label":"chapter","depth":2,"order_by":35,"parent_id":51644,"metadata":{"child_laws":71,"child_structures":5},"date_created":"2026-08-02 02:48:04","date_modified":"2026-08-02 12:33:13","permalink":{"id":1442643,"object_type":"structure","relational_id":51750,"identifier":"35","token":"38.2\/35","url":"\/38.2\/35\/","edition_id":2,"permalink":0,"preferred":1}},{"id":51644,"edition_id":2,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":88,"parent_id":null,"metadata":{"child_laws":1890,"child_structures":173},"date_created":"2026-08-02 02:45:30","date_modified":"2026-08-02 12:32:55","permalink":{"id":1437663,"object_type":"structure","relational_id":51644,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":2,"permalink":0,"preferred":1}}],"structure_contents":[{"id":362372,"structure_id":51754,"section_number":"38.2-3544","catch_line":"Definition of industrial sick benefit insurance","url":"\/38.2-3544\/","token":"38.2\/35\/4\/38.2-3544","metadata":false},{"id":362373,"structure_id":51754,"section_number":"38.2-3545","catch_line":"Further restrictions as to beneficiaries","url":"\/38.2-3545\/","token":"38.2\/35\/4\/38.2-3545","metadata":false},{"id":362374,"structure_id":51754,"section_number":"38.2-3546","catch_line":"Cancellation of sick benefit portion of policy","url":"\/38.2-3546\/","token":"38.2\/35\/4\/38.2-3546","metadata":false},{"id":362375,"structure_id":51754,"section_number":"38.2-3547","catch_line":"Excessive insurance; remedy","url":"\/38.2-3547\/","token":"38.2\/35\/4\/38.2-3547","metadata":false},{"id":362376,"structure_id":51754,"section_number":"38.2-3548","catch_line":"Agents subject to other insurance laws","url":"\/38.2-3548\/","token":"38.2\/35\/4\/38.2-3548","metadata":false},{"id":362377,"structure_id":51754,"section_number":"38.2-3549","catch_line":"Benefits not subject to legal process","url":"\/38.2-3549\/","token":"38.2\/35\/4\/38.2-3549","metadata":false},{"id":362378,"structure_id":51754,"section_number":"38.2-3550","catch_line":"Effective date","url":"\/38.2-3550\/","token":"38.2\/35\/4\/38.2-3550","metadata":false}],"next_section":{"id":362373,"structure_id":51754,"section_number":"38.2-3545","catch_line":"Further restrictions as to beneficiaries","url":"\/38.2-3545\/","token":"38.2\/35\/4\/38.2-3545","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-3544\/","history_text":"

The record of this law\u2019s original creation isn\u2019t available online. It has been modified 2 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1952, chapter 317; in 1986, chapter 562.<\/p>","references":[{"id":361410,"section_number":"38.2-1385","catch_line":"Article not applicable in certain cases","order_by":null,"url":"\/38.2-1385\/"},{"id":361982,"section_number":"38.2-3101","catch_line":"Legal reserve insurers","order_by":null,"url":"\/38.2-3101\/"},{"id":362373,"section_number":"38.2-3545","catch_line":"Further restrictions as to beneficiaries","order_by":null,"url":"\/38.2-3545\/"},{"id":362378,"section_number":"38.2-3550","catch_line":"Effective date","order_by":null,"url":"\/38.2-3550\/"},{"id":371320,"section_number":"58.1-2501","catch_line":"Levy of license tax","order_by":null,"url":"\/58.1-2501\/"}],"refers_to":false,"permalink":{"id":1442889,"object_type":"law","relational_id":362372,"identifier":"38.2-3544","token":"38.2\/35\/4\/38.2-3544","url":"\/38.2-3544\/","edition_id":2,"permalink":0,"preferred":1},"url":"\/38.2-3544\/","token":"38.2\/35\/4\/38.2-3544","dublin_core":{"Title":"Definition of industrial sick benefit insurance","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-3544","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

Industrial sick benefit insurance<\/span> means life insurance<\/span> combined with accident and sickness insurance<\/span> under which:<\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Premiums, dues or assessments are payable weekly; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> A ten dollar maximum weekly indemnity is paid to members or policyowners in the event of sickness or accident; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> A $250 maximum death benefit is provided, and the named beneficiary is confined to the spouse of the insured, a relative of the insured by blood, marriage or adoption, a person<\/span> bound in a pledge of marriage to the insured, or any person<\/span> dependent on the insured; and <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> The issuing insurer<\/span> is not required by its charter, bylaws, or by statute<\/span> to maintain the legal reserve for death benefits. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nDEFINITION OF INDUSTRIAL SICK BENEFIT INSURANCE (\u00a7 38.2-3544)\n\nIndustrial sick benefit insurance means life insurance combined with accident\nand sickness insurance under which:\n\n1. Premiums, dues or assessments are payable weekly;\n\n2. A ten dollar maximum weekly indemnity is paid to members or policyowners in\nthe event of sickness or accident;\n\n3. A $250 maximum death benefit is provided, and the named beneficiary is\nconfined to the spouse of the insured, a relative of the insured by blood,\nmarriage or adoption, a person bound in a pledge of marriage to the insured, or\nany person dependent on the insured; and\n\n4. The issuing insurer is not required by its charter, bylaws, or by statute to\nmaintain the legal reserve for death benefits.\n\nHISTORY: Code 1950, \u00a7\u00a7 38-350, 38-351, 38-352; 1952, c. 317, \u00a7 38.1-483;\n1986, c. 562.","edition":{"id":2,"name":"2026","slug":"2026","date_created":"2026-07-16 18:40:23","date_modified":"2026-08-02 15:14:36","current":1,"order_by":2,"last_import":"2026-08-02 12:37:30"}}