{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2026\/code-json\/38.2-2129.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2026\/code-text\/38.2-2129.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2026\/code-xml\/38.2-2129.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2026\/code-html\/38.2-2129.html"}],"law_id":361774,"edition_id":2,"section_id":361774,"structure_id":51711,"section_number":"38.2-2129","catch_line":"Notice regarding earthquake exclusion","history":"2012, cc. 235, 346.","full_text":"Any insurer that issues or delivers in the Commonwealth a new or renewal contract or policy of fire insurance, or a new or renewal contract or policy of fire insurance in combination with other insurance coverages, which policy or contract excludes coverage for damage due to earthquake shall provide written notice that (i) explicitly states that “earthquake coverage is excluded unless purchased by endorsement” and (ii) if such coverage is otherwise available from the insurer, states that information regarding earthquake insurance is available from the insurer or the insurance agent.\n\n","order_by":null,"text":{"0":{"id":1346921,"text":"Any insurer that issues or delivers in the Commonwealth a new or renewal contract or policy of fire insurance, or a new or renewal contract or policy of fire insurance in combination with other insurance coverages, which policy or contract excludes coverage for damage due to earthquake shall provide written notice that (i) explicitly states that “earthquake coverage is excluded unless purchased by endorsement” and (ii) if such coverage is otherwise available from the insurer, states that information regarding earthquake insurance is available from the insurer or the insurance agent.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":51711,"edition_id":2,"name":"Fire Insurance Policies","identifier":"21","label":"chapter","depth":2,"order_by":21,"parent_id":51644,"metadata":{"child_laws":34,"child_structures":0},"date_created":"2026-08-02 02:46:56","date_modified":"2026-08-02 12:33:06","permalink":{"id":1440409,"object_type":"structure","relational_id":51711,"identifier":"21","token":"38.2\/21","url":"\/38.2\/21\/","edition_id":2,"permalink":0,"preferred":1}},{"id":51644,"edition_id":2,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":88,"parent_id":null,"metadata":{"child_laws":1890,"child_structures":173},"date_created":"2026-08-02 02:45:30","date_modified":"2026-08-02 12:32:55","permalink":{"id":1437663,"object_type":"structure","relational_id":51644,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":2,"permalink":0,"preferred":1}}],"structure_contents":[{"id":361741,"structure_id":51711,"section_number":"38.2-2100","catch_line":"Application of chapter","url":"\/38.2-2100\/","token":"38.2\/21\/38.2-2100","metadata":false},{"id":361742,"structure_id":51711,"section_number":"38.2-2101","catch_line":"Policies shall conform to provisions of this chapter","url":"\/38.2-2101\/","token":"38.2\/21\/38.2-2101","metadata":false},{"id":361743,"structure_id":51711,"section_number":"38.2-2102","catch_line":"Excluding loss or damage caused by nuclear reaction, nuclear radiation, or radioactive contamination","url":"\/38.2-2102\/","token":"38.2\/21\/38.2-2102","metadata":{"court_decisions":""}},{"id":361744,"structure_id":51711,"section_number":"38.2-2103","catch_line":"Information to be printed on policy","url":"\/38.2-2103\/","token":"38.2\/21\/38.2-2103","metadata":false},{"id":361745,"structure_id":51711,"section_number":"38.2-2104","catch_line":"Standard insuring agreement for fire insurance policies","url":"\/38.2-2104\/","token":"38.2\/21\/38.2-2104","metadata":false},{"id":361746,"structure_id":51711,"section_number":"38.2-2105","catch_line":"Standard provisions, conditions, stipulations and agreements for such policies","url":"\/38.2-2105\/","token":"38.2\/21\/38.2-2105","metadata":false},{"id":361747,"structure_id":51711,"section_number":"38.2-2106","catch_line":"Standard form for execution of policies","url":"\/38.2-2106\/","token":"38.2\/21\/38.2-2106","metadata":false},{"id":361748,"structure_id":51711,"section_number":"38.2-2107","catch_line":"Commission may establish guidelines for filing readable fire insurance policy forms","url":"\/38.2-2107\/","token":"38.2\/21\/38.2-2107","metadata":false},{"id":361750,"structure_id":51711,"section_number":"38.2-2108","catch_line":"Standards for content of fire insurance policies","url":"\/38.2-2108\/","token":"38.2\/21\/38.2-2108","metadata":false},{"id":361749,"structure_id":51711,"section_number":"38.2-2108.1","catch_line":"Commercial fire insurance policies; changes to amount of coverage","url":"\/38.2-2108.1\/","token":"38.2\/21\/38.2-2108.1","metadata":false},{"id":361751,"structure_id":51711,"section_number":"38.2-2109","catch_line":"Execution of policies","url":"\/38.2-2109\/","token":"38.2\/21\/38.2-2109","metadata":{"court_decisions":""}},{"id":361753,"structure_id":51711,"section_number":"38.2-2110","catch_line":"Other matter permitted in the policy","url":"\/38.2-2110\/","token":"38.2\/21\/38.2-2110","metadata":false},{"id":361754,"structure_id":51711,"section_number":"38.2-2111","catch_line":"Special regulations to be added to policy","url":"\/38.2-2111\/","token":"38.2\/21\/38.2-2111","metadata":{"court_decisions":""}},{"id":361755,"structure_id":51711,"section_number":"38.2-2112","catch_line":"Temporary insurance contracts; duration; what deemed to include","url":"\/38.2-2112\/","token":"38.2\/21\/38.2-2112","metadata":false},{"id":361756,"structure_id":51711,"section_number":"38.2-2113","catch_line":"Mailing or electronic delivery of notice of cancellation or refusal to renew","url":"\/38.2-2113\/","token":"38.2\/21\/38.2-2113","metadata":false},{"id":361758,"structure_id":51711,"section_number":"38.2-2114","catch_line":"Grounds and procedure for termination of policy; 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This law was first created in 2012. The record of its establishment is cataloged in chapters 235<\/a> and 346<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year.<\/p>","references":false,"refers_to":false,"permalink":{"id":1440535,"object_type":"law","relational_id":361774,"identifier":"38.2-2129","token":"38.2\/21\/38.2-2129","url":"\/38.2-2129\/","edition_id":2,"permalink":0,"preferred":1},"url":"\/38.2-2129\/","token":"38.2\/21\/38.2-2129","dublin_core":{"Title":"Notice regarding earthquake exclusion","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-2129","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

Any insurer<\/span> that issues<\/span> or delivers in the Commonwealth a new or renewal contract<\/span> or policy of fire insurance<\/span>, or a new or renewal contract<\/span> or policy of fire insurance<\/span> in combination with other insurance<\/span> coverages, which policy or contract<\/span> excludes coverage for damage due to earthquake shall provide written notice that (i) explicitly states<\/span> that “earthquake coverage is excluded unless purchased by endorsement” and (ii) if such coverage is otherwise available from the insurer<\/span>, states<\/span> that information regarding earthquake insurance<\/span> is available from the insurer<\/span> or the insurance<\/span> agent.<\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nNOTICE REGARDING EARTHQUAKE EXCLUSION (\u00a7 38.2-2129)\n\nAny insurer that issues or delivers in the Commonwealth a new or renewal\ncontract or policy of fire insurance, or a new or renewal contract or policy of\nfire insurance in combination with other insurance coverages, which policy or\ncontract excludes coverage for damage due to earthquake shall provide written\nnotice that (i) explicitly states that “earthquake coverage is excluded\nunless purchased by endorsement” and (ii) if such coverage is otherwise\navailable from the insurer, states that information regarding earthquake\ninsurance is available from the insurer or the insurance agent.\n\nHISTORY: 2012, cc. 235, 346.","edition":{"id":2,"name":"2026","slug":"2026","date_created":"2026-07-16 18:40:23","date_modified":"2026-08-02 15:14:36","current":1,"order_by":2,"last_import":"2026-08-02 12:37:30"}}