{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2026\/code-json\/38.2-2019.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2026\/code-text\/38.2-2019.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2026\/code-xml\/38.2-2019.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2026\/code-html\/38.2-2019.html"}],"law_id":361723,"edition_id":2,"section_id":361723,"structure_id":51708,"section_number":"38.2-2019","catch_line":"Cooperation among rate service organizations, or among rate service organizations and insurers, authorized; review by Commission","history":"Code 1950, \u00a7\u00a7 38-253.13, 38-253.59; 1952, c. 317, \u00a7 38.1-269; 1986, c. 562.","full_text":"Cooperation among rate service organizations or among rate service organizations and insurers in rate making or in other matters within the scope of this chapter is authorized if the filings resulting from the cooperation are subject to all the provisions of this chapter that are applicable to filings generally. The Commission may review cooperative activities and practices. If, after providing notice and opportunity to be heard, it finds that any activity or practice is unfair, unreasonable or otherwise inconsistent with this chapter, it shall issue an order (i) specifying in what respects the activity or practice is unfair, unreasonable or otherwise inconsistent with this chapter, and (ii) requiring the discontinuance of the activity or practice.\n\n","order_by":null,"text":{"0":{"id":1346763,"text":"Cooperation among rate service organizations or among rate service organizations and insurers in rate making or in other matters within the scope of this chapter is authorized if the filings resulting from the cooperation are subject to all the provisions of this chapter that are applicable to filings generally. The Commission may review cooperative activities and practices. If, after providing notice and opportunity to be heard, it finds that any activity or practice is unfair, unreasonable or otherwise inconsistent with this chapter, it shall issue an order (i) specifying in what respects the activity or practice is unfair, unreasonable or otherwise inconsistent with this chapter, and (ii) requiring the discontinuance of the activity or practice.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":51708,"edition_id":2,"name":"Rate Filings and Making of Rates","identifier":"2","label":"article","depth":3,"order_by":2,"parent_id":51706,"metadata":{"child_laws":20,"child_structures":0},"date_created":"2026-08-02 02:46:52","date_modified":"2026-08-02 12:33:06","permalink":{"id":1440299,"object_type":"structure","relational_id":51708,"identifier":"2","token":"38.2\/20\/2","url":"\/38.2\/20\/2\/","edition_id":2,"permalink":0,"preferred":1}},{"id":51706,"edition_id":2,"name":"Regulation of Rates for Certain Types of Insurance","identifier":"20","label":"chapter","depth":2,"order_by":20,"parent_id":51644,"metadata":{"child_laws":31,"child_structures":4},"date_created":"2026-08-02 02:46:51","date_modified":"2026-08-02 12:33:05","permalink":{"id":1440275,"object_type":"structure","relational_id":51706,"identifier":"20","token":"38.2\/20","url":"\/38.2\/20\/","edition_id":2,"permalink":0,"preferred":1}},{"id":51644,"edition_id":2,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":88,"parent_id":null,"metadata":{"child_laws":1890,"child_structures":173},"date_created":"2026-08-02 02:45:30","date_modified":"2026-08-02 12:32:55","permalink":{"id":1437663,"object_type":"structure","relational_id":51644,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":2,"permalink":0,"preferred":1}}],"structure_contents":[{"id":361705,"structure_id":51708,"section_number":"38.2-2003","catch_line":"Rate filings by insurer; supporting information","url":"\/38.2-2003\/","token":"38.2\/20\/2\/38.2-2003","metadata":false},{"id":361706,"structure_id":51708,"section_number":"38.2-2004","catch_line":"Filings by rate service organization","url":"\/38.2-2004\/","token":"38.2\/20\/2\/38.2-2004","metadata":false},{"id":361707,"structure_id":51708,"section_number":"38.2-2005","catch_line":"Provisions governing making of rates","url":"\/38.2-2005\/","token":"38.2\/20\/2\/38.2-2005","metadata":false},{"id":361709,"structure_id":51708,"section_number":"38.2-2006","catch_line":"Approval by Commission prerequisite to use of filing","url":"\/38.2-2006\/","token":"38.2\/20\/2\/38.2-2006","metadata":false},{"id":361708,"structure_id":51708,"section_number":"38.2-2006.1","catch_line":"Approval by the Commission for credit property and credit involuntary unemployment insurance rates","url":"\/38.2-2006.1\/","token":"38.2\/20\/2\/38.2-2006.1","metadata":false},{"id":361710,"structure_id":51708,"section_number":"38.2-2007","catch_line":"Commission to determine if notice of filing to be published; hearing; approval or disapproval","url":"\/38.2-2007\/","token":"38.2\/20\/2\/38.2-2007","metadata":false},{"id":361711,"structure_id":51708,"section_number":"38.2-2008","catch_line":"Review of rates by Commission","url":"\/38.2-2008\/","token":"38.2\/20\/2\/38.2-2008","metadata":false},{"id":361712,"structure_id":51708,"section_number":"38.2-2009","catch_line":"Repealed","url":"\/38.2-2009\/","token":"38.2\/20\/2\/38.2-2009","metadata":false},{"id":361714,"structure_id":51708,"section_number":"38.2-2010","catch_line":"Suspension or modification of requirement for filing","url":"\/38.2-2010\/","token":"38.2\/20\/2\/38.2-2010","metadata":false},{"id":361715,"structure_id":51708,"section_number":"38.2-2011","catch_line":"Interchange of rating data and information","url":"\/38.2-2011\/","token":"38.2\/20\/2\/38.2-2011","metadata":false},{"id":361716,"structure_id":51708,"section_number":"38.2-2012","catch_line":"Collection of experience data; uniformity; compilations available to insurers and rate service organizations","url":"\/38.2-2012\/","token":"38.2\/20\/2\/38.2-2012","metadata":false},{"id":361717,"structure_id":51708,"section_number":"38.2-2013","catch_line":"Excess rate for specific risk","url":"\/38.2-2013\/","token":"38.2\/20\/2\/38.2-2013","metadata":false},{"id":361718,"structure_id":51708,"section_number":"38.2-2014","catch_line":"Contract or policy to accord with filings","url":"\/38.2-2014\/","token":"38.2\/20\/2\/38.2-2014","metadata":false},{"id":361719,"structure_id":51708,"section_number":"38.2-2015","catch_line":"Agreements for equitable apportionment of insurance; reasonable performance standards; Virginia Workers' Compensation Insurance Plan","url":"\/38.2-2015\/","token":"38.2\/20\/2\/38.2-2015","metadata":false},{"id":361720,"structure_id":51708,"section_number":"38.2-2016","catch_line":"Information regarding rates to be furnished insured","url":"\/38.2-2016\/","token":"38.2\/20\/2\/38.2-2016","metadata":false},{"id":361721,"structure_id":51708,"section_number":"38.2-2017","catch_line":"No rule prohibiting or regulating payment of dividends, etc., to be adopted","url":"\/38.2-2017\/","token":"38.2\/20\/2\/38.2-2017","metadata":false},{"id":361722,"structure_id":51708,"section_number":"38.2-2018","catch_line":"Person aggrieved by application of rating system to be heard; appeal to Commission","url":"\/38.2-2018\/","token":"38.2\/20\/2\/38.2-2018","metadata":false},{"id":361723,"structure_id":51708,"section_number":"38.2-2019","catch_line":"Cooperation among rate service organizations, or among rate service organizations and insurers, authorized; review by Commission","url":"\/38.2-2019\/","token":"38.2\/20\/2\/38.2-2019","metadata":false},{"id":361725,"structure_id":51708,"section_number":"38.2-2020","catch_line":"Rate service organization may procure actuarial, technical or other services","url":"\/38.2-2020\/","token":"38.2\/20\/2\/38.2-2020","metadata":false},{"id":361726,"structure_id":51708,"section_number":"38.2-2021","catch_line":"Examination of policies or other evidences of insurance","url":"\/38.2-2021\/","token":"38.2\/20\/2\/38.2-2021","metadata":false}],"previous_section":{"id":361722,"structure_id":51708,"section_number":"38.2-2018","catch_line":"Person aggrieved by application of rating system to be heard; appeal to Commission","url":"\/38.2-2018\/","token":"38.2\/20\/2\/38.2-2018","metadata":false},"next_section":{"id":361725,"structure_id":51708,"section_number":"38.2-2020","catch_line":"Rate service organization may procure actuarial, technical or other services","url":"\/38.2-2020\/","token":"38.2\/20\/2\/38.2-2020","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-2019\/","history_text":"<p>The record of this law\u2019s original creation isn\u2019t available online. It has been modified 2 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1952, chapter 317; in 1986, chapter 562.<\/p>","references":false,"refers_to":false,"permalink":{"id":1440369,"object_type":"law","relational_id":361723,"identifier":"38.2-2019","token":"38.2\/20\/2\/38.2-2019","url":"\/38.2-2019\/","edition_id":2,"permalink":0,"preferred":1},"url":"\/38.2-2019\/","token":"38.2\/20\/2\/38.2-2019","dublin_core":{"Title":"Cooperation among rate service organizations, or among rate service organizations and insurers, authorized; review by Commission","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-2019","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section><p>Cooperation among <span class=\"dictionary\">rate service organizations<\/span> or among <span class=\"dictionary\">rate service organizations<\/span> and <span class=\"dictionary\">insurers<\/span> in rate making or in other matters within the scope of this chapter is authorized if the filings resulting from the cooperation are subject to all the provisions of this chapter that are applicable to filings generally. The <span class=\"dictionary\">Commission<\/span> may review cooperative activities and practices. If, after providing notice and opportunity to be heard, it finds that any activity or practice is unfair, unreasonable or otherwise inconsistent with this chapter, it shall <span class=\"dictionary\">issue<\/span> an <span class=\"dictionary\">order<\/span> (i) specifying in what respects the activity or practice is unfair, unreasonable or otherwise inconsistent with this chapter, and (ii) requiring the discontinuance of the activity or practice.<\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nCOOPERATION AMONG RATE SERVICE ORGANIZATIONS, OR AMONG RATE SERVICE\nORGANIZATIONS AND INSURERS, AUTHORIZED; REVIEW BY COMMISSION (\u00a7 38.2-2019)\n\nCooperation among rate service organizations or among rate service organizations\nand insurers in rate making or in other matters within the scope of this chapter\nis authorized if the filings resulting from the cooperation are subject to all\nthe provisions of this chapter that are applicable to filings generally. The\nCommission may review cooperative activities and practices. If, after providing\nnotice and opportunity to be heard, it finds that any activity or practice is\nunfair, unreasonable or otherwise inconsistent with this chapter, it shall issue\nan order (i) specifying in what respects the activity or practice is unfair,\nunreasonable or otherwise inconsistent with this chapter, and (ii) requiring the\ndiscontinuance of the activity or practice.\n\nHISTORY: Code 1950, \u00a7\u00a7 38-253.13, 38-253.59; 1952, c. 317, \u00a7 38.1-269; 1986,\nc. 562.","edition":{"id":2,"name":"2026","slug":"2026","date_created":"2026-07-16 18:40:23","date_modified":"2026-08-02 15:14:36","current":1,"order_by":2,"last_import":"2026-08-02 12:37:30"}}