{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2026\/code-json\/38.2-2018.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2026\/code-text\/38.2-2018.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2026\/code-xml\/38.2-2018.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2026\/code-html\/38.2-2018.html"}],"law_id":361722,"edition_id":2,"section_id":361722,"structure_id":51708,"section_number":"38.2-2018","catch_line":"Person aggrieved by application of rating system to be heard; appeal to Commission","history":"Code 1950, \u00a7\u00a7 38-252, 38-253.48; 1952, c. 317, \u00a7 38.1-268; 1986, c. 562.","full_text":"Each rate service organization and each insurer subject to this chapter that makes its own rates shall provide within this Commonwealth reasonable means whereby any person aggrieved by the application of its rating system may, after written request, be heard in person or by an authorized representative to review the manner in which the rating system has been applied to the insurance afforded him. If the rate service organization or insurer fails to grant or reject the request within thirty days after it is made, the applicant may proceed in the same manner as if his application had been rejected. Any person affected by the action of the rate service organization or the insurer on such request may, within thirty days after written notice of the action, appeal to the Commission. The Commission may affirm or reverse the action after a hearing held upon not less than ten days’ written notice to the applicant and to the rate service organization or insurer.\n\n","order_by":null,"text":{"0":{"id":1346762,"text":"Each rate service organization and each insurer subject to this chapter that makes its own rates shall provide within this Commonwealth reasonable means whereby any person aggrieved by the application of its rating system may, after written request, be heard in person or by an authorized representative to review the manner in which the rating system has been applied to the insurance afforded him. If the rate service organization or insurer fails to grant or reject the request within thirty days after it is made, the applicant may proceed in the same manner as if his application had been rejected. Any person affected by the action of the rate service organization or the insurer on such request may, within thirty days after written notice of the action, appeal to the Commission. The Commission may affirm or reverse the action after a hearing held upon not less than ten days’ written notice to the applicant and to the rate service organization or insurer.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":51708,"edition_id":2,"name":"Rate Filings and Making of Rates","identifier":"2","label":"article","depth":3,"order_by":2,"parent_id":51706,"metadata":{"child_laws":20,"child_structures":0},"date_created":"2026-08-02 02:46:52","date_modified":"2026-08-02 12:33:06","permalink":{"id":1440299,"object_type":"structure","relational_id":51708,"identifier":"2","token":"38.2\/20\/2","url":"\/38.2\/20\/2\/","edition_id":2,"permalink":0,"preferred":1}},{"id":51706,"edition_id":2,"name":"Regulation of Rates for Certain Types of Insurance","identifier":"20","label":"chapter","depth":2,"order_by":20,"parent_id":51644,"metadata":{"child_laws":31,"child_structures":4},"date_created":"2026-08-02 02:46:51","date_modified":"2026-08-02 12:33:05","permalink":{"id":1440275,"object_type":"structure","relational_id":51706,"identifier":"20","token":"38.2\/20","url":"\/38.2\/20\/","edition_id":2,"permalink":0,"preferred":1}},{"id":51644,"edition_id":2,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":88,"parent_id":null,"metadata":{"child_laws":1890,"child_structures":173},"date_created":"2026-08-02 02:45:30","date_modified":"2026-08-02 12:32:55","permalink":{"id":1437663,"object_type":"structure","relational_id":51644,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":2,"permalink":0,"preferred":1}}],"structure_contents":[{"id":361705,"structure_id":51708,"section_number":"38.2-2003","catch_line":"Rate filings by insurer; supporting information","url":"\/38.2-2003\/","token":"38.2\/20\/2\/38.2-2003","metadata":false},{"id":361706,"structure_id":51708,"section_number":"38.2-2004","catch_line":"Filings by rate service organization","url":"\/38.2-2004\/","token":"38.2\/20\/2\/38.2-2004","metadata":false},{"id":361707,"structure_id":51708,"section_number":"38.2-2005","catch_line":"Provisions governing making of rates","url":"\/38.2-2005\/","token":"38.2\/20\/2\/38.2-2005","metadata":false},{"id":361709,"structure_id":51708,"section_number":"38.2-2006","catch_line":"Approval by Commission prerequisite to use of filing","url":"\/38.2-2006\/","token":"38.2\/20\/2\/38.2-2006","metadata":false},{"id":361708,"structure_id":51708,"section_number":"38.2-2006.1","catch_line":"Approval by the Commission for credit property and credit involuntary unemployment insurance rates","url":"\/38.2-2006.1\/","token":"38.2\/20\/2\/38.2-2006.1","metadata":false},{"id":361710,"structure_id":51708,"section_number":"38.2-2007","catch_line":"Commission to determine if notice of filing to be published; hearing; approval or disapproval","url":"\/38.2-2007\/","token":"38.2\/20\/2\/38.2-2007","metadata":false},{"id":361711,"structure_id":51708,"section_number":"38.2-2008","catch_line":"Review of rates by Commission","url":"\/38.2-2008\/","token":"38.2\/20\/2\/38.2-2008","metadata":false},{"id":361712,"structure_id":51708,"section_number":"38.2-2009","catch_line":"Repealed","url":"\/38.2-2009\/","token":"38.2\/20\/2\/38.2-2009","metadata":false},{"id":361714,"structure_id":51708,"section_number":"38.2-2010","catch_line":"Suspension or modification of requirement for filing","url":"\/38.2-2010\/","token":"38.2\/20\/2\/38.2-2010","metadata":false},{"id":361715,"structure_id":51708,"section_number":"38.2-2011","catch_line":"Interchange of rating data and information","url":"\/38.2-2011\/","token":"38.2\/20\/2\/38.2-2011","metadata":false},{"id":361716,"structure_id":51708,"section_number":"38.2-2012","catch_line":"Collection of experience data; uniformity; compilations available to insurers and rate service organizations","url":"\/38.2-2012\/","token":"38.2\/20\/2\/38.2-2012","metadata":false},{"id":361717,"structure_id":51708,"section_number":"38.2-2013","catch_line":"Excess rate for specific risk","url":"\/38.2-2013\/","token":"38.2\/20\/2\/38.2-2013","metadata":false},{"id":361718,"structure_id":51708,"section_number":"38.2-2014","catch_line":"Contract or policy to accord with filings","url":"\/38.2-2014\/","token":"38.2\/20\/2\/38.2-2014","metadata":false},{"id":361719,"structure_id":51708,"section_number":"38.2-2015","catch_line":"Agreements for equitable apportionment of insurance; reasonable performance standards; Virginia Workers' Compensation Insurance Plan","url":"\/38.2-2015\/","token":"38.2\/20\/2\/38.2-2015","metadata":false},{"id":361720,"structure_id":51708,"section_number":"38.2-2016","catch_line":"Information regarding rates to be furnished insured","url":"\/38.2-2016\/","token":"38.2\/20\/2\/38.2-2016","metadata":false},{"id":361721,"structure_id":51708,"section_number":"38.2-2017","catch_line":"No rule prohibiting or regulating payment of dividends, etc., to be adopted","url":"\/38.2-2017\/","token":"38.2\/20\/2\/38.2-2017","metadata":false},{"id":361722,"structure_id":51708,"section_number":"38.2-2018","catch_line":"Person aggrieved by application of rating system to be heard; appeal to Commission","url":"\/38.2-2018\/","token":"38.2\/20\/2\/38.2-2018","metadata":false},{"id":361723,"structure_id":51708,"section_number":"38.2-2019","catch_line":"Cooperation among rate service organizations, or among rate service organizations and insurers, authorized; review by Commission","url":"\/38.2-2019\/","token":"38.2\/20\/2\/38.2-2019","metadata":false},{"id":361725,"structure_id":51708,"section_number":"38.2-2020","catch_line":"Rate service organization may procure actuarial, technical or other services","url":"\/38.2-2020\/","token":"38.2\/20\/2\/38.2-2020","metadata":false},{"id":361726,"structure_id":51708,"section_number":"38.2-2021","catch_line":"Examination of policies or other evidences of insurance","url":"\/38.2-2021\/","token":"38.2\/20\/2\/38.2-2021","metadata":false}],"previous_section":{"id":361721,"structure_id":51708,"section_number":"38.2-2017","catch_line":"No rule prohibiting or regulating payment of dividends, etc., to be adopted","url":"\/38.2-2017\/","token":"38.2\/20\/2\/38.2-2017","metadata":false},"next_section":{"id":361723,"structure_id":51708,"section_number":"38.2-2019","catch_line":"Cooperation among rate service organizations, or among rate service organizations and insurers, authorized; review by Commission","url":"\/38.2-2019\/","token":"38.2\/20\/2\/38.2-2019","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-2018\/","history_text":"

The record of this law\u2019s original creation isn\u2019t available online. It has been modified 2 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1952, chapter 317; in 1986, chapter 562.<\/p>","references":false,"refers_to":false,"permalink":{"id":1440365,"object_type":"law","relational_id":361722,"identifier":"38.2-2018","token":"38.2\/20\/2\/38.2-2018","url":"\/38.2-2018\/","edition_id":2,"permalink":0,"preferred":1},"url":"\/38.2-2018\/","token":"38.2\/20\/2\/38.2-2018","dublin_core":{"Title":"Person aggrieved by application of rating system to be heard; appeal to Commission","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-2018","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

Each rate service organization<\/span> and each insurer<\/span> subject to this chapter that makes its own rates<\/span><\/span> shall provide within this Commonwealth reasonable means whereby any person<\/span> aggrieved by the application of its rating system may, after written request, be heard in person<\/span> or by an authorized representative to review the manner in which the rating system has been applied to the insurance<\/span> afforded him. If the rate service organization<\/span> or insurer<\/span> fails to grant or reject the request within thirty days after it is made, the applicant may proceed in the same manner as if his application had been rejected. Any person<\/span> affected by the action of the rate service organization<\/span> or the insurer<\/span> on such request may, within thirty days after written notice of the action, appeal<\/span> to the Commission<\/span>. The Commission<\/span> may affirm<\/span> or reverse<\/span> the action after a hearing<\/span> held upon not less than ten days’ written notice to the applicant and to the rate service organization<\/span> or insurer<\/span>.<\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nPERSON AGGRIEVED BY APPLICATION OF RATING SYSTEM TO BE HEARD; APPEAL TO\nCOMMISSION (\u00a7 38.2-2018)\n\nEach rate service organization and each insurer subject to this chapter that\nmakes its own rates shall provide within this Commonwealth reasonable means\nwhereby any person aggrieved by the application of its rating system may, after\nwritten request, be heard in person or by an authorized representative to review\nthe manner in which the rating system has been applied to the insurance afforded\nhim. If the rate service organization or insurer fails to grant or reject the\nrequest within thirty days after it is made, the applicant may proceed in the\nsame manner as if his application had been rejected. Any person affected by the\naction of the rate service organization or the insurer on such request may,\nwithin thirty days after written notice of the action, appeal to the Commission.\nThe Commission may affirm or reverse the action after a hearing held upon not\nless than ten days’ written notice to the applicant and to the rate\nservice organization or insurer.\n\nHISTORY: Code 1950, \u00a7\u00a7 38-252, 38-253.48; 1952, c. 317, \u00a7 38.1-268; 1986, c.\n562.","edition":{"id":2,"name":"2026","slug":"2026","date_created":"2026-07-16 18:40:23","date_modified":"2026-08-02 15:14:36","current":1,"order_by":2,"last_import":"2026-08-02 12:37:30"}}