{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2026\/code-json\/38.2-1883.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2026\/code-text\/38.2-1883.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2026\/code-xml\/38.2-1883.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2026\/code-html\/38.2-1883.html"}],"law_id":361649,"edition_id":2,"section_id":361649,"structure_id":51702,"section_number":"38.2-1883","catch_line":"Requirements for sale of self storage insurance","history":"2013, c. 203.","full_text":"A\n\nAt every location where self storage insurance is offered to customers, the lessor shall make available to a prospective customer brochures or other written materials that:\n\n1\n\nDisclose that self storage insurance may provide a duplication of coverage already provided by a customer’s homeowners insurance policy, renter’s insurance policy, or other source of coverage;\n\n2\n\nState that the purchase of coverage by a customer of self storage insurance is not required in order to lease a self storage unit;\n\n3\n\nSummarize the material terms of the insurance coverage, including (i) the identity of the insurer; (ii) the amount of any applicable deductible and how it is to be paid; (iii) benefits of the coverage; and (iv) key terms and conditions of coverage; and\n\n4\n\nSummarize the process for filing a claim, including proof of loss requirements.\n\nB\n\nSelf storage insurance may be offered on a month-to-month or other periodic basis as an individual policy or a group or master policy issued to a lessor under which the individual customer may elect to purchase coverage.\n\n","order_by":null,"text":{"0":{"id":1346419,"text":"At every location where self storage insurance is offered to customers, the lessor shall make available to a prospective customer brochures or other written materials that:","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"A1"},"1":{"id":1346420,"text":"Disclose that self storage insurance may provide a duplication of coverage already provided by a customer’s homeowners insurance policy, renter’s insurance policy, or other source of coverage;","type":"section","prefixes":["A","1"],"prefix":"1","entire_prefix":"A1","prefix_anchor":"A1","level":2,"prior_prefix":"A","next_prefix":"A2"},"2":{"id":1346421,"text":"State that the purchase of coverage by a customer of self storage insurance is not required in order to lease a self storage unit;","type":"section","prefixes":["A","2"],"prefix":"2","entire_prefix":"A2","prefix_anchor":"A2","level":2,"prior_prefix":"A1","next_prefix":"A3"},"3":{"id":1346422,"text":"Summarize the material terms of the insurance coverage, including (i) the identity of the insurer; (ii) the amount of any applicable deductible and how it is to be paid; (iii) benefits of the coverage; and (iv) key terms and conditions of coverage; and","type":"section","prefixes":["A","3"],"prefix":"3","entire_prefix":"A3","prefix_anchor":"A3","level":2,"prior_prefix":"A2","next_prefix":"A4"},"4":{"id":1346423,"text":"Summarize the process for filing a claim, including proof of loss requirements.","type":"section","prefixes":["A","4"],"prefix":"4","entire_prefix":"A4","prefix_anchor":"A4","level":2,"prior_prefix":"A3","next_prefix":"B"},"5":{"id":1346424,"text":"Self storage insurance may be offered on a month-to-month or other periodic basis as an individual policy or a group or master policy issued to a lessor under which the individual customer may elect to purchase coverage.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A4"}},"ancestry":[{"id":51702,"edition_id":2,"name":"Self Storage Insurance","identifier":"8.1","label":"article","depth":3,"order_by":13,"parent_id":51689,"metadata":{"child_laws":6,"child_structures":0},"date_created":"2026-08-02 02:46:46","date_modified":"2026-08-02 12:33:05","permalink":{"id":1439883,"object_type":"structure","relational_id":51702,"identifier":"8.1","token":"38.2\/18\/8.1","url":"\/38.2\/18\/8.1\/","edition_id":2,"permalink":0,"preferred":1}},{"id":51689,"edition_id":2,"name":"Insurance Agents","identifier":"18","label":"chapter","depth":2,"order_by":18,"parent_id":51644,"metadata":{"child_laws":126,"child_structures":14},"date_created":"2026-08-02 02:46:32","date_modified":"2026-08-02 12:33:04","permalink":{"id":1439413,"object_type":"structure","relational_id":51689,"identifier":"18","token":"38.2\/18","url":"\/38.2\/18\/","edition_id":2,"permalink":0,"preferred":1}},{"id":51644,"edition_id":2,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":88,"parent_id":null,"metadata":{"child_laws":1890,"child_structures":173},"date_created":"2026-08-02 02:45:30","date_modified":"2026-08-02 12:32:55","permalink":{"id":1437663,"object_type":"structure","relational_id":51644,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":2,"permalink":0,"preferred":1}}],"structure_contents":[{"id":361647,"structure_id":51702,"section_number":"38.2-1881","catch_line":"Definitions","url":"\/38.2-1881\/","token":"38.2\/18\/8.1\/38.2-1881","metadata":false},{"id":361648,"structure_id":51702,"section_number":"38.2-1882","catch_line":"Licensure of lessors","url":"\/38.2-1882\/","token":"38.2\/18\/8.1\/38.2-1882","metadata":false},{"id":361649,"structure_id":51702,"section_number":"38.2-1883","catch_line":"Requirements for sale of self storage insurance","url":"\/38.2-1883\/","token":"38.2\/18\/8.1\/38.2-1883","metadata":false},{"id":361650,"structure_id":51702,"section_number":"38.2-1884","catch_line":"Authority of lessors of self storage units","url":"\/38.2-1884\/","token":"38.2\/18\/8.1\/38.2-1884","metadata":false},{"id":361651,"structure_id":51702,"section_number":"38.2-1885","catch_line":"Suspension or revocation of license","url":"\/38.2-1885\/","token":"38.2\/18\/8.1\/38.2-1885","metadata":false},{"id":361652,"structure_id":51702,"section_number":"38.2-1886","catch_line":"What laws applicable; rulemaking authority","url":"\/38.2-1886\/","token":"38.2\/18\/8.1\/38.2-1886","metadata":false}],"previous_section":{"id":361648,"structure_id":51702,"section_number":"38.2-1882","catch_line":"Licensure of lessors","url":"\/38.2-1882\/","token":"38.2\/18\/8.1\/38.2-1882","metadata":false},"next_section":{"id":361650,"structure_id":51702,"section_number":"38.2-1884","catch_line":"Authority of lessors of self storage units","url":"\/38.2-1884\/","token":"38.2\/18\/8.1\/38.2-1884","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-1883\/","history_text":"

This law was first created in 2013. The record of its establishment is cataloged in chapter 203<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year.<\/p>","references":false,"refers_to":false,"permalink":{"id":1439893,"object_type":"law","relational_id":361649,"identifier":"38.2-1883","token":"38.2\/18\/8.1\/38.2-1883","url":"\/38.2-1883\/","edition_id":2,"permalink":0,"preferred":1},"url":"\/38.2-1883\/","token":"38.2\/18\/8.1\/38.2-1883","dublin_core":{"Title":"Requirements for sale of self storage insurance","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-1883","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> At every location where self storage insurance<\/span> is offered to customers<\/span>, the lessor<\/span> shall make available to a prospective customer<\/span> brochures or other written materials<\/span> that: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Disclose that self storage insurance<\/span> may provide a duplication of coverage already provided by a customer<\/span>’s homeowners insurance policy, renter’s insurance policy, or other source of coverage; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> State<\/span> that the purchase of coverage by a customer<\/span> of self storage insurance<\/span> is not required in order<\/span> to lease a self storage unit<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Summarize the material<\/span> terms of the insurance coverage, including (i) the identity of the insurer<\/span>; (ii) the amount of any applicable deductible and how it is to be paid; (iii) benefits of the coverage; and (iv) key terms and conditions of coverage; and <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> Summarize the process for filing a claim, including proof of loss requirements. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> Self storage insurance<\/span> may be offered on a month-to-month or other periodic basis as an individual policy or a group or master policy issued to a lessor<\/span> under which the individual customer<\/span> may elect to purchase coverage. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nREQUIREMENTS FOR SALE OF SELF STORAGE INSURANCE (\u00a7 38.2-1883)\n\nA. At every location where self storage insurance is offered to customers, the\nlessor shall make available to a prospective customer brochures or other written\nmaterials that:\n\n 1. Disclose that self storage insurance may provide a duplication of coverage\n already provided by a customer’s homeowners insurance policy,\n renter’s insurance policy, or other source of coverage;\n\n 2. State that the purchase of coverage by a customer of self storage insurance\n is not required in order to lease a self storage unit;\n\n 3. Summarize the material terms of the insurance coverage, including (i) the\n identity of the insurer; (ii) the amount of any applicable deductible and how\n it is to be paid; (iii) benefits of the coverage; and (iv) key terms and\n conditions of coverage; and\n\n 4. Summarize the process for filing a claim, including proof of loss\n requirements.\n\nB. Self storage insurance may be offered on a month-to-month or other periodic\nbasis as an individual policy or a group or master policy issued to a lessor\nunder which the individual customer may elect to purchase coverage.\n\nHISTORY: 2013, c. 203.","edition":{"id":2,"name":"2026","slug":"2026","date_created":"2026-07-16 18:40:23","date_modified":"2026-08-02 15:14:36","current":1,"order_by":2,"last_import":"2026-08-02 12:37:30"}}