{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2026\/code-json\/23.1-233.1.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2026\/code-text\/23.1-233.1.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2026\/code-xml\/23.1-233.1.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2026\/code-html\/23.1-233.1.html"}],"law_id":355267,"edition_id":2,"section_id":355267,"structure_id":50821,"section_number":"23.1-233.1","catch_line":"Qualified education loans; certain providers; contact information and summary","history":"2020, c. 436.","full_text":"Any provider of private education loans, as defined in 12 C.F.R. \u00a7 1026.46(b)(5), shall disclose to any student attending an institution of higher education in the Commonwealth, prior to issuing a qualified education loan to such student, the contact information for the Office of the Qualified Education Loan Ombudsman and a summary of the student loan information applicable to private education loans that may be found on the Council&#8217;s website. Any such disclosure may be made in conjunction with or incorporated into another disclosure to such student prior to issuing the qualified education loan. The summary shall be developed by the Office of the Qualified Education Loan Ombudsman in consultation with relevant stakeholders.\n\n","order_by":null,"text":{"0":{"id":1323021,"text":"Any provider of private education loans, as defined in 12 C.F.R. \u00a7 1026.46(b)(5), shall disclose to any student attending an institution of higher education in the Commonwealth, prior to issuing a qualified education loan to such student, the contact information for the Office of the Qualified Education Loan Ombudsman and a summary of the student loan information applicable to private education loans that may be found on the Council&#8217;s website. Any such disclosure may be made in conjunction with or incorporated into another disclosure to such student prior to issuing the qualified education loan. The summary shall be developed by the Office of the Qualified Education Loan Ombudsman in consultation with relevant stakeholders.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":50821,"edition_id":2,"name":"Office of the Qualified Education Loan Ombudsman","identifier":"4","label":"article","depth":4,"order_by":5,"parent_id":50807,"metadata":{"child_laws":5,"child_structures":0},"date_created":"2026-08-02 02:33:41","date_modified":"2026-08-02 12:31:14","permalink":{"id":1411781,"object_type":"structure","relational_id":50821,"identifier":"4","token":"23.1\/I\/2\/4","url":"\/23.1\/I\/2\/4\/","edition_id":2,"permalink":0,"preferred":1}},{"id":50807,"edition_id":2,"name":"State Council of Higher Education for Virginia","identifier":"2","label":"chapter","depth":3,"order_by":2,"parent_id":50783,"metadata":{"child_laws":38,"child_structures":4},"date_created":"2026-08-02 02:33:33","date_modified":"2026-08-02 12:31:13","permalink":{"id":1411641,"object_type":"structure","relational_id":50807,"identifier":"2","token":"23.1\/I\/2","url":"\/23.1\/I\/2\/","edition_id":2,"permalink":0,"preferred":1}},{"id":50783,"edition_id":2,"name":"General Provisions","identifier":"I","label":"subtitle","depth":2,"order_by":1,"parent_id":50782,"metadata":{"child_laws":61,"child_structures":9},"date_created":"2026-08-02 02:33:18","date_modified":"2026-08-02 12:31:13","permalink":{"id":1411585,"object_type":"structure","relational_id":50783,"identifier":"I","token":"23.1\/I","url":"\/23.1\/I\/","edition_id":2,"permalink":0,"preferred":1}},{"id":50782,"edition_id":2,"name":"Institutions of Higher Education; Other Educational and Cultural Institutions","identifier":"23.1","label":"title","depth":1,"order_by":62,"parent_id":null,"metadata":{"child_laws":594,"child_structures":95},"date_created":"2026-08-02 02:33:18","date_modified":"2026-08-02 12:31:13","permalink":{"id":1411583,"object_type":"structure","relational_id":50782,"identifier":"23.1","token":"23.1","url":"\/23.1\/","edition_id":2,"permalink":0,"preferred":1}}],"structure_contents":[{"id":355261,"structure_id":50821,"section_number":"23.1-231","catch_line":"Definitions","url":"\/23.1-231\/","token":"23.1\/I\/2\/4\/23.1-231","metadata":false},{"id":355266,"structure_id":50821,"section_number":"23.1-232","catch_line":"Office of the Qualified Education Loan Ombudsman established; duties","url":"\/23.1-232\/","token":"23.1\/I\/2\/4\/23.1-232","metadata":false},{"id":355268,"structure_id":50821,"section_number":"23.1-233","catch_line":"Qualified education loan borrower education course","url":"\/23.1-233\/","token":"23.1\/I\/2\/4\/23.1-233","metadata":false},{"id":355267,"structure_id":50821,"section_number":"23.1-233.1","catch_line":"Qualified education loans; certain providers; contact information and summary","url":"\/23.1-233.1\/","token":"23.1\/I\/2\/4\/23.1-233.1","metadata":false},{"id":355269,"structure_id":50821,"section_number":"23.1-234","catch_line":"Reports","url":"\/23.1-234\/","token":"23.1\/I\/2\/4\/23.1-234","metadata":false}],"previous_section":{"id":355268,"structure_id":50821,"section_number":"23.1-233","catch_line":"Qualified education loan borrower education course","url":"\/23.1-233\/","token":"23.1\/I\/2\/4\/23.1-233","metadata":false},"next_section":{"id":355269,"structure_id":50821,"section_number":"23.1-234","catch_line":"Reports","url":"\/23.1-234\/","token":"23.1\/I\/2\/4\/23.1-234","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/23.1-233.1\/","history_text":"<p>This law was first created in 2020. The record of its establishment is cataloged in chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?201+ful+CHAP0436\">436<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year.<\/p>","references":false,"refers_to":false,"permalink":{"id":1411795,"object_type":"law","relational_id":355267,"identifier":"23.1-233.1","token":"23.1\/I\/2\/4\/23.1-233.1","url":"\/23.1-233.1\/","edition_id":2,"permalink":0,"preferred":1},"url":"\/23.1-233.1\/","token":"23.1\/I\/2\/4\/23.1-233.1","dublin_core":{"Title":"Qualified education loans; certain providers; contact information and summary","Type":"Text","Format":"text\/html","Identifier":"\u00a7 23.1-233.1","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section><p>Any provider of private education loans, as defined in 12 C.F.R. \u00a7&nbsp;1026.46(b)(5), shall disclose to any student attending an institution of higher education in the Commonwealth, prior to issuing a <span class=\"dictionary\">qualified education loan<\/span> to such student, the contact information for the Office of the <span class=\"dictionary\">Qualified Education Loan<\/span> Ombudsman and a summary of the student loan information applicable to private education loans that may be found on the <span class=\"dictionary\">Council<\/span>&#8217;s website. Any such disclosure may be made in conjunction with or incorporated into another disclosure to such student prior to issuing the <span class=\"dictionary\">qualified education loan<\/span>. The summary shall be developed by the Office of the <span class=\"dictionary\">Qualified Education Loan<\/span> Ombudsman in consultation with relevant stakeholders.<\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nQUALIFIED EDUCATION LOANS; CERTAIN PROVIDERS; CONTACT INFORMATION AND SUMMARY\n(\u00a7 23.1-233.1)\n\nAny provider of private education loans, as defined in 12 C.F.R. \u00a7\n1026.46(b)(5), shall disclose to any student attending an institution of higher\neducation in the Commonwealth, prior to issuing a qualified education loan to\nsuch student, the contact information for the Office of the Qualified Education\nLoan Ombudsman and a summary of the student loan information applicable to\nprivate education loans that may be found on the Council&#8217;s website. Any\nsuch disclosure may be made in conjunction with or incorporated into another\ndisclosure to such student prior to issuing the qualified education loan. The\nsummary shall be developed by the Office of the Qualified Education Loan\nOmbudsman in consultation with relevant stakeholders.\n\nHISTORY: 2020, c. 436.","edition":{"id":2,"name":"2026","slug":"2026","date_created":"2026-07-16 18:40:23","date_modified":"2026-08-02 15:14:36","current":1,"order_by":2,"last_import":"2026-08-02 12:37:30"}}