{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2026\/code-json\/18.2-195.1.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2026\/code-text\/18.2-195.1.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2026\/code-xml\/18.2-195.1.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2026\/code-html\/18.2-195.1.html"}],"law_id":350439,"edition_id":2,"section_id":350439,"structure_id":50152,"section_number":"18.2-195.1","catch_line":"Credit card factoring","history":"1991, c. 546.","full_text":"A\n\nAny authorized person who presents to the issuer or acquirer for payment a credit card or credit card number transaction record of a sale which was not made by such person or his agent or employee, without the express authorization of the acquirer and with intent to defraud the issuer, acquirer or cardholder, is guilty of a Class 5 felony. If such act is done without authorization of the acquirer but without intent to defraud, he shall be guilty of a Class 1 misdemeanor.\n\nB\n\nAny person who, without the express authorization of the acquirer and with intent to defraud the issuer, acquirer or cardholder, employs or otherwise causes an authorized person to remit to an acquirer or issuer a credit card transaction record of sale that was not made by the authorized person is guilty of a Class 5 felony. If such act is done without the authorization of the acquirer but without intent to defraud, he shall be guilty of a Class 1 misdemeanor.\n\nC\n\nAs used in this section, “authorized person” means a person authorized by the acquirer to furnish money, goods, services or anything else of value upon presentation of a credit card or credit card number by a cardholder and includes an agent or employee of a person having such authority.\n\n","order_by":null,"text":{"0":{"id":1305634,"text":"Any authorized person who presents to the issuer or acquirer for payment a credit card or credit card number transaction record of a sale which was not made by such person or his agent or employee, without the express authorization of the acquirer and with intent to defraud the issuer, acquirer or cardholder, is guilty of a Class 5 felony. If such act is done without authorization of the acquirer but without intent to defraud, he shall be guilty of a Class 1 misdemeanor.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":1305635,"text":"Any person who, without the express authorization of the acquirer and with intent to defraud the issuer, acquirer or cardholder, employs or otherwise causes an authorized person to remit to an acquirer or issuer a credit card transaction record of sale that was not made by the authorized person is guilty of a Class 5 felony. If such act is done without the authorization of the acquirer but without intent to defraud, he shall be guilty of a Class 1 misdemeanor.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"C"},"2":{"id":1305636,"text":"As used in this section, “authorized person” means a person authorized by the acquirer to furnish money, goods, services or anything else of value upon presentation of a credit card or credit card number by a cardholder and includes an agent or employee of a person having such authority.","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B"}},"ancestry":[{"id":50152,"edition_id":2,"name":"Offenses Relating to Credit Cards","identifier":"6","label":"article","depth":3,"order_by":7,"parent_id":50144,"metadata":{"child_laws":13,"child_structures":0},"date_created":"2026-08-02 02:23:24","date_modified":"2026-08-02 12:30:20","permalink":{"id":1393191,"object_type":"structure","relational_id":50152,"identifier":"6","token":"18.2\/6\/6","url":"\/18.2\/6\/6\/","edition_id":2,"permalink":0,"preferred":1}},{"id":50144,"edition_id":2,"name":"Crimes Involving Fraud","identifier":"6","label":"chapter","depth":2,"order_by":6,"parent_id":50131,"metadata":{"child_laws":136,"child_structures":11},"date_created":"2026-08-02 02:23:18","date_modified":"2026-08-02 12:30:19","permalink":{"id":1392935,"object_type":"structure","relational_id":50144,"identifier":"6","token":"18.2\/6","url":"\/18.2\/6\/","edition_id":2,"permalink":0,"preferred":1}},{"id":50131,"edition_id":2,"name":"Crimes and Offenses Generally","identifier":"18.2","label":"title","depth":1,"order_by":52,"parent_id":null,"metadata":{"child_laws":960,"child_structures":94},"date_created":"2026-08-02 02:22:59","date_modified":"2026-08-02 12:30:15","permalink":{"id":1391141,"object_type":"structure","relational_id":50131,"identifier":"18.2","token":"18.2","url":"\/18.2\/","edition_id":2,"permalink":0,"preferred":1}}],"structure_contents":[{"id":350435,"structure_id":50152,"section_number":"18.2-191","catch_line":"Definitions","url":"\/18.2-191\/","token":"18.2\/6\/6\/18.2-191","metadata":false},{"id":350436,"structure_id":50152,"section_number":"18.2-192","catch_line":"Credit card theft","url":"\/18.2-192\/","token":"18.2\/6\/6\/18.2-192","metadata":false},{"id":350437,"structure_id":50152,"section_number":"18.2-193","catch_line":"Credit card forgery","url":"\/18.2-193\/","token":"18.2\/6\/6\/18.2-193","metadata":false},{"id":350438,"structure_id":50152,"section_number":"18.2-194","catch_line":"Unauthorized possession of two or more signed credit cards or credit card numbers","url":"\/18.2-194\/","token":"18.2\/6\/6\/18.2-194","metadata":false},{"id":350441,"structure_id":50152,"section_number":"18.2-195","catch_line":"Credit card fraud; conspiracy; penalties","url":"\/18.2-195\/","token":"18.2\/6\/6\/18.2-195","metadata":false},{"id":350439,"structure_id":50152,"section_number":"18.2-195.1","catch_line":"Credit card factoring","url":"\/18.2-195.1\/","token":"18.2\/6\/6\/18.2-195.1","metadata":false},{"id":350440,"structure_id":50152,"section_number":"18.2-195.2","catch_line":"Fraudulent application for credit card; penalties","url":"\/18.2-195.2\/","token":"18.2\/6\/6\/18.2-195.2","metadata":false},{"id":350443,"structure_id":50152,"section_number":"18.2-196","catch_line":"Criminal possession of credit card forgery devices","url":"\/18.2-196\/","token":"18.2\/6\/6\/18.2-196","metadata":false},{"id":350442,"structure_id":50152,"section_number":"18.2-196.1","catch_line":"Unlawful use of payment card scanning devices and re-encoders; penalty","url":"\/18.2-196.1\/","token":"18.2\/6\/6\/18.2-196.1","metadata":false},{"id":350444,"structure_id":50152,"section_number":"18.2-197","catch_line":"Criminally receiving goods and services fraudulently obtained","url":"\/18.2-197\/","token":"18.2\/6\/6\/18.2-197","metadata":false},{"id":350446,"structure_id":50152,"section_number":"18.2-198","catch_line":"Obtaining airline, railroad, steamship, etc., ticket at discount price","url":"\/18.2-198\/","token":"18.2\/6\/6\/18.2-198","metadata":false},{"id":350445,"structure_id":50152,"section_number":"18.2-198.1","catch_line":"Venue","url":"\/18.2-198.1\/","token":"18.2\/6\/6\/18.2-198.1","metadata":false},{"id":350447,"structure_id":50152,"section_number":"18.2-199","catch_line":"Penalties for violation of article","url":"\/18.2-199\/","token":"18.2\/6\/6\/18.2-199","metadata":false}],"previous_section":{"id":350441,"structure_id":50152,"section_number":"18.2-195","catch_line":"Credit card fraud; conspiracy; penalties","url":"\/18.2-195\/","token":"18.2\/6\/6\/18.2-195","metadata":false},"next_section":{"id":350440,"structure_id":50152,"section_number":"18.2-195.2","catch_line":"Fraudulent application for credit card; penalties","url":"\/18.2-195.2\/","token":"18.2\/6\/6\/18.2-195.2","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/18.2-195.1\/","history_text":"

This law was first created in 1991. The record of its establishment is cataloged in chapter 546 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1991 \u201cActs\u201d aren\u2019t available online.<\/p>","references":false,"refers_to":false,"permalink":{"id":1393213,"object_type":"law","relational_id":350439,"identifier":"18.2-195.1","token":"18.2\/6\/6\/18.2-195.1","url":"\/18.2-195.1\/","edition_id":2,"permalink":0,"preferred":1},"url":"\/18.2-195.1\/","token":"18.2\/6\/6\/18.2-195.1","dublin_core":{"Title":"Credit card factoring","Type":"Text","Format":"text\/html","Identifier":"\u00a7 18.2-195.1","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> Any authorized person<\/span> who presents to the issuer<\/span> or acquirer<\/span> for payment a credit card<\/span> or credit card<\/span> number transaction record of a sale which was not made by such person or his agent or employee, without the express authorization of the acquirer<\/span> and with intent<\/span> to defraud the issuer<\/span>, acquirer<\/span> or cardholder<\/span>, is guilty of a Class 5 felony<\/span>. If such act is done without authorization of the acquirer<\/span> but without intent<\/span> to defraud, he shall be guilty of a Class 1 misdemeanor<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> Any person who, without the express authorization of the acquirer<\/span> and with intent<\/span> to defraud the issuer<\/span>, acquirer<\/span> or cardholder<\/span>, employs or otherwise causes an authorized person<\/span> to remit to an acquirer<\/span> or issuer<\/span> a credit card<\/span> transaction record of sale that was not made by the authorized person<\/span> is guilty of a Class 5 felony<\/span>. If such act is done without the authorization of the acquirer<\/span> but without intent<\/span> to defraud, he shall be guilty of a Class 1 misdemeanor<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

C.<\/span> As used in this section, “authorized person<\/span>” means a person authorized by the acquirer<\/span> to furnish money, goods, services or anything else of value upon presentation of a credit card<\/span> or credit card<\/span> number by a cardholder<\/span> and includes an agent or employee of a person having such authority. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nCREDIT CARD FACTORING (\u00a7 18.2-195.1)\n\nA. Any authorized person who presents to the issuer or acquirer for payment a\ncredit card or credit card number transaction record of a sale which was not\nmade by such person or his agent or employee, without the express authorization\nof the acquirer and with intent to defraud the issuer, acquirer or cardholder,\nis guilty of a Class 5 felony. If such act is done without authorization of the\nacquirer but without intent to defraud, he shall be guilty of a Class 1\nmisdemeanor.\n\nB. Any person who, without the express authorization of the acquirer and with\nintent to defraud the issuer, acquirer or cardholder, employs or otherwise\ncauses an authorized person to remit to an acquirer or issuer a credit card\ntransaction record of sale that was not made by the authorized person is guilty\nof a Class 5 felony. If such act is done without the authorization of the\nacquirer but without intent to defraud, he shall be guilty of a Class 1\nmisdemeanor.\n\nC. As used in this section, “authorized person” means a person\nauthorized by the acquirer to furnish money, goods, services or anything else of\nvalue upon presentation of a credit card or credit card number by a cardholder\nand includes an agent or employee of a person having such authority.\n\nHISTORY: 1991, c. 546.","edition":{"id":2,"name":"2026","slug":"2026","date_created":"2026-07-16 18:40:23","date_modified":"2026-08-02 15:14:36","current":1,"order_by":2,"last_import":"2026-08-02 12:37:30"}}