Equal Credit Opportunities

This is the 2026 edition of the code. This is the current edition. It was last updated Aug 02, 2026. Browse all editions.

This is Chapter 5 of the Code of Virginia, titled “Equal Credit Opportunities.” It is part of Subtitle I “General Provisions”, which is part of Title 6.2 “Financial Institutions and Services”. It contains 14 laws.

It’s comprised of the following 14 sections.

§ 6.2-500	Definitions
§ 6.2-501	Prohibited discrimination
§ 6.2-502	Notification of action on credit application
§ 6.2-503	Statement of reasons for adverse action
§ 6.2-504	Requirement of signatures of both parties to a marriage not discriminatory in a secured transaction
§ 6.2-505	Remedies for violation
§ 6.2-506	Commission regulations
§ 6.2-507	Limitation on liability
§ 6.2-508	Compliance with Equal Credit Opportunity Act constitutes compliance with chapter
§ 6.2-509	Public to be informed of rights under chapter
§ 6.2-510	Commission to investigate complaints; records to be open to public
§ 6.2-511	Credit standards discoverable
§ 6.2-512	Election of remedies
§ 6.2-513	Authority of Attorney General