Certain Lending Practices

This is the 2026 edition of the code. This is the current edition. It was last updated Aug 02, 2026. Browse all editions.

This is Chapter 4 of the Code of Virginia, titled “Certain Lending Practices.” It is part of Subtitle I “General Provisions”, which is part of Title 6.2 “Financial Institutions and Services”. It contains 38 laws divided across 5 structures.

Article 1	Late Charges and Rebates of Unearned Interest
Article 2	Loans Secured by Lien on Real Estate
Article 3	Credit Cards
Article 4	Open-End Credit Plans
Article 5	Additional Provisions Applicable to Consumer Credit