Federal Market Reforms

This is the 2026 edition of the code. This is the current edition. It was last updated Aug 02, 2026. Browse all editions.

This is Article 6 of the Code of Virginia, titled “Federal Market Reforms.” It is part of Chapter 34 “Provisions Relating to Accident and Sickness Insurance”, which is part of Title 38.2 “Insurance”. It contains 28 laws.

It’s comprised of the following 28 sections.

§ 38.2-3438	Definitions
§ 38.2-3439	Dependent coverage for individuals to age 26
§ 38.2-3440	Lifetime and annual limits
§ 38.2-3441	Rescissions
§ 38.2-3442	Preventive services
§ 38.2-3443	Choice of a health care professional
§ 38.2-3444	Preexisting condition exclusions
§ 38.2-3445	Patient access to emergency services
§ 38.2-3445.01	Balance billing for certain services; prohibited
§ 38.2-3445.02	Arbitration
§ 38.2-3445.03	Data sets for determining commercially reasonable payments
§ 38.2-3445.04	Transparency
§ 38.2-3445.05	Enforcement
§ 38.2-3445.06	Applicability of certain sections
§ 38.2-3445.07	Rules and regulations
§ 38.2-3445.1	Repealed
§ 38.2-3445.2	Out-of-network claims; reporting requirements
§ 38.2-3446	Applicability of federal law
§ 38.2-3447	(Effective January 1, 2026) Restrictions relating to premium rates
§ 38.2-3448	Guaranteed availability
§ 38.2-3449	Prohibiting discrimination based on health status
§ 38.2-3449.1	Prohibited discrimination based on gender identity or status as a transgender individual
§ 38.2-3450	Genetic information and testing
§ 38.2-3451	Essential health benefits
§ 38.2-3452	Waiting periods
§ 38.2-3453	Clinical trials
§ 38.2-3454	Wellness programs
§ 38.2-3454.1	Renewal of health benefit plans; special exception